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YNAB Certified Coach Directory

YNAB Certified Coaches have completed an intensive training program and are able to coach you on all of the ins and outs of using YNAB along with additional steps to help get your finances on track.
YNAB Certified Coaches are not employed by YNAB and pricing is determined individually by each coach.
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Elizabeth Snyder

She/Her
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Bellingham, Washington, United States
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Trail Financial Planning LLC
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I am a Certified Financial Planner and have a specific interest in budgeting. I have found YNAB particularly helpful in its ability to assist clients in building awareness in cash flow. I take the judgement out of spending habits and assist people to getting to the truth in their spending.

Focus Areas
Life Transitions
Small Business Owners
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Jen Fuhler

She/Her
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Edwardsville, Illinois, United States
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Money is all about storytelling. I am a college English and literature professor who works with individuals and families to better understand the stories impacting their finances, decisions, and goals. My coaching focuses on active listening and offering perspective to help clients meet goals.

Focus Areas
Life Transitions
College Grads
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Kimberley Demarest

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Owensboro, Kentucky, USA
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Be Knot Afraid LLC
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Young married couples are drowning in debt and having money arguments they never expected. Be Knot Afraid Financial Coaching lays out a proven plan to become debt free and have peace in their marriage even with variable income or small business income.

Focus Areas
Couples
Variable Income
Small Business Owners
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Carey Northington

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Dayton, Ohio, United States
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One Master Ministries
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Carey & Andrea are a husband/wife team that have worked with dozens of individuals & couples & seen lots of success. Read their stories: https://onemaster.org/stories If you’ve never budgeted or tried numerous times to budget and nothing has worked, we can help! Our goals: alleviate stress and create a budget that really works.

Focus Areas
Couples
Life Transitions
College Grads
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Kristen Coulter

She/Her
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Columbia, South Carolina, United States
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Above & Beyond Training, LLC
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As a well-seasoned computer trainer, Kristen brings her expertise to you - one-on-one. She's anxious to bring her ability to make processes that seem complicated to some SIMPLE. She enjoys helping others attain goals that previously seemed unachievable. She also accomplishes this in a judgement-free, calm, and patient environment.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
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Galt Dunn

He/Him
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Sacramento, California, United States
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Dunn Budget Coaching
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I want to help others confidently make good decisions around money, and enjoy teaching the software in an easy-going and non-judgmental space. I offer prorated YNAB technical assistance, helping individuals or couples develop budget plans that work for them, and a beginner-friendly introduction to budgeting and personal finance generally.

Focus Areas
Couples
College Grads
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Krish Anders

She/Her
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Fort Collins, Colorado, USA
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Pen Your Path
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I want you to feel empowered to take control of your finances! Budgeting is about freedom not denying yourself. As a YNAB certified budget coach and Accredited Financial Counselor® (AFC®), I can guide you to the clarity necessary to build your confidence around money—without shame, guilt, or restriction.

Focus Areas
Variable Income
Life Transitions
College Grads
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Scott Stillman

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Clear Lake, Texas, United States
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Scott Stillman
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I am YOUR Financial Coach. From Budgeting and Investments to Insurance and Planning, talk to me for help charting your financial path. I own a Financial Planning Practice with 20+ years of helping people fight off the pirates and weather the storms in their financial life.

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Michael Collison

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Charlotte, North Carolina, United States
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Your Fire Journey
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If money was no object, would you do what you're doing now? I'm a financial independence coach that use YNAB to unplug from the financial "matrix" and chart your own course towards a better financial future.

Focus Areas
Couples
Retirees
Variable Income
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Kerrie Saephanh

she/her
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Oakland, California, United States
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Mindful Budgets
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I provide values-focused YNAB coaching in order to help individuals and couples learn YNAB skills, build a budget that actually works for their real life, and to have fun doing it! Schedule a free, no-pressure call to chat and explore the fit. Transparent pricing included.

Focus Areas
Couples
Retirees
Life Transitions
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Rasheeda Creighton

she/her/hers
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Richmond, Virginia, United States
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Killing Superwoman
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I help women—especially overextended Superwomen—ditch money stress and build budgeting systems rooted in real life. Whether you need a YNAB setup, ongoing YNAB bookkeeping, or some help navigating YNAB, I’ve got you. My approach is simple, judgment-free, and built to support freedom, not perfection.

Focus Areas
Life Transitions
Variable Income
Small Business Owners
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Nancy Abramowitz

She/Her
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Hartford, Connecticut, United States
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The Budget Brain
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Hello! I firmly believe that YNAB can help you love the way you use your money, and I’d be thrilled to help you feel confident about your spending plan. I enjoy setting up first-time budgets as well as troubleshooting existing budgets. I especially love working with neurodivergent folks (like me!)

Focus Areas
Couples
Life Transitions
College Grads
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Amy Coroso

she/her
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Bolton, Connecticut, United States
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Real Talk Finance
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Specializing in empowering women financially, I offer personalized budgeting strategies to help you achieve freedom and security. Let's take control of your finances together—I'm here to support you every step of the way!

Focus Areas
Variable Income
Life Transitions
Small Business Owners
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Miriam Pérez

They/Them
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Washington D.C., United States
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Spanish, English
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As a self-employed writer and activist who has been using YNAB since 2013, I know that fully understanding your finances gives you the best shot at living your best life. (Hint: It's all about prioritizing!) Because I care about accessibility, I offer sliding scale pricing.

Focus Areas
Couples
Variable Income
Small Business Owners
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Anita Dombovari

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Denver, Colorado, United States
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High Level Coaching
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You make good money—but it still disappears fast. I help individuals and small business owners (yes, even with variable income!) take control of their spending, break the paycheck-to-paycheck cycle, and use YNAB to start saving for what really matters—like a home, a vacation, or just breathing room.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
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Celia Benton

She/Her
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Madbury, New Hampshire, United States
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Starting to budget can be overwhelming and I want you to know you’re not alone. I’ve helped all kinds of people, in all kinds of situations, feel confident about their money. The key is to have a manageable system that adapts to all the beautiful craziness of life.

Focus Areas
Couples
Variable Income
Life Transitions
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Kelly Kolb

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Milford, Nebraska, United States
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47sky
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My aim is to provide clients with clarity regarding their money. Whether your goal is to get out of debt, save for your dream vacation or just have peace of mind surrounding money, I can help.

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Litsa DeJulio

she/her/hers
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Connecticut, United States
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LD Coaching LLC
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I help single folks on their YNAB journeys, whether they are newbies or YNAB returnees. I belief a RICH life is ultimately more than personal wealth, so I created the RICH Life Framework in which we focus on Rest, Intention, Creativity, and Health.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
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Hillary Bullions

she/her/hers
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Cincinnati, Ohio, United States
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Hillary Bullions Coaching
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Wondering, "Why does everyone get this but me?" or "How will I ever manage my debt?" I see you, I’ve been there, & I’ve got you. Together, we’ll create a clear and unique plan where you take control and start making smart, confident money decisions. Schedule a call! Let’s get started!

Focus Areas
Small Business Owners
College Grads
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Shawn Squire

He/Him
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Maryland, United States
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Dedicated YNAB coach for individuals and couples seeking financial mastery. I specialize in empowering those eager to learn effective budgeting techniques and the intricacies of YNAB tools. My coaching focuses on the nuts and bolts of data analysis, helping you harness YNAB for insightful financial decision-making.

Focus Areas
Couples
Small Business Owners
College Grads
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Lauren Gerber-Fleury

she/her
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Asheville, North Carolina, United States
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Savor Your Money, LLC
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I help folx shake off the shame & the shoulds around money by creating a system that flows with your real life, not against it. Because having a plan for your money gives you the peace of mind and the pizazz to meet any life goal.

Focus Areas
Couples
Variable Income
Small Business Owners
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Elizabeth Schuhr

She/Her
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Roswell, Georgia, United States
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elizabudget
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Hi! Thanks for considering me to work with you on your budget. Besides education and experience, I have a passion for working with individuals and small businesses on their finances. I come to each session with optimism and enthusiasm and look forward to helping you in any way I can.

Focus Areas
Retirees
Variable Income
Small Business Owners
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Trent Ladle

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Stansbury Park, Utah, United States
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Master Budget Coaching
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Trent Ladle has been budgeting for nearly 40 years & has been using YNAB software for 10 years. Trent’s love for helping people improve their lives is what drove him to begin offering budget coaching services & he is ready to share his storehouse of experience and training.

Focus Areas
Couples
Small Business Owners
College Grads
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Eric Hout

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Pennsylvania, United States
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New Trajectories LLC
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Eric is a former professional teacher and tutor who has used YNAB to guide others to financial success since 2014. As a YNAB Certified Coach, his mission is simple: Eric helps individuals and couples financially prosper through hope-filled financial and budget coaching services.

Focus Areas
Couples
Small Business Owners
College Grads
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Brandon Olivares

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Johnstown, Pennsylvania, USA
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Possible Promise Financial
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My mission is to redefine the way you think about money. I believe YNAB can be transformative for anyone who truly understands and lives the principles behind the software. I'd love to help you discover how YNAB can change your relationship with money for the better.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
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Anita O’Neal

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Dallas, Texas, United States
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Powerful People Plan
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As a Certified Financial Planner® and CPA, I make budgets simple for small business owners. I turn complicated numbers into clear steps you can follow. With 15 years of experience, I'll help you develop simple, effective financial habits that benefit both your personal wallet and your business accounts.

Focus Areas
Variable Income
Small Business Owners
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Michelle Yaciuk

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Winnipeg, Manitoba, Canada
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My Family's Budget
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Do I know what it is like to have variable income?! Absolutely! Have I come from a place where money has been super tight to a place where I almost have no real money stresses - you bet. I'm here to help and support you in creating your best financial life.

Focus Areas
Variable Income
Small Business Owners
College Grads
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Leyda Cordova

She/Her/Hers
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Cary, North Carolina, United States
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English, Tagalog, Cebuano
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How much does it cost to be you? Don't panic if you don't know. I can help you get the numbers to this deceptively simple question as we work together. I'll also prompt you to consider your money and your unique priorities to reflect your real values in your budget.

Focus Areas
Couples
Life Transitions
Small Business Owners
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Carrie Poling

she/her
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Fishers, Indiana, United States
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Brightside Financial Care, LLC
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Hi: I take a gentle and compassionate approach to budgeting that encourages budgeting as an act of loving care and gratitude that can strengthen families for generations. Money is simply one tool of many that should be a door and not a barrier to living a full and glad life.

Focus Areas
Couples
Retirees
Life Transitions
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Nicole Cooley

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Bellingham, Washington, United States
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The Cooley Project, LLC
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Hello! I’ve been coaching for over a decade, helping individuals master their personal budgets and guiding small businesses toward financial clarity. As a Certified YNAB Coach, an Accredited Financial Counselor (AFC), and a small business bookkeeper, I bring a well-rounded approach to money management.

Focus Areas
Small Business Owners
Variable Income
Life Transitions
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Matt Renwick

He/Him
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Mineral Point, Wisconsin, United States
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Budget Coaching for Educators
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I help people create awareness around their income and expenses, break out of the paycheck-to-paycheck cycle, and build confidence to reach their personal goals.

Focus Areas
Couples
Life Transitions
College Grads
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Rachelle Siebke

She/Her
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Illinois, United States
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Rachelle Siebke, Money Coach
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I help life coaches and solopreneurs who want to be smart with their money. They have enough to meet their needs but want someone to show them exactly how to take more money home and feel confident in their financial decisions. I help them get what they want.

Focus Areas
Variable Income
Small Business Owners
Life Transitions
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Kacy Smith

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San Diego, California, United States
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Kacy Smith Corp.
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Kacy is a Money Coach, Expert YNAB Coach, and Profit First Professional with over 10 years of experience. She helps individuals, couples, and entrepreneurs improve their awareness and cash flow through daily money management, easy budgeting, and Profit First. Kacy focuses on helping six-figure families build the life they want!

Focus Areas
Couples
Retirees
Variable Income
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Irina Iurcisin

She
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Kyiv, Ukraine
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One Family Budget
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Ukrainian, Romanian, Russian, English
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I help busy working mothers and female entrepreneurs un-mess money mess. If you're juggling a family and a business, variable income, credit card stress, or decision fatigue, I’ll help you create a clear, flexible money plan that works in real life. Simple, supportive and judgment-free coaching with real results.

Focus Areas
Couples
Variable Income
Small Business Owners
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Michele Jones

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Placentia, California, United States
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Bookkeeping by Michele
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Michele Jones is a Financial Coach, Daily Money Manager and Small Business Bookkeeper. She enjoys helping clients reach their financial goals by creating a workable budget in YNAB. As a Financial Coach, she helps her clients change their money mindset so they can move forward from their past mistakes.

Focus Areas
Couples
Variable Income
Small Business Owners
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AJ Frenzel

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St. Paul, Minnesota, United States
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MoneyDoula Coaching
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Coach, hand holder, real human person.

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No items found.
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Jan Tell

She/Her
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Grand Island, Nebraska, United States
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Jan Tell is a retired Integration Specialist, with an interest in innovative educational opportunities. Discovering the creative company of YNAB in 2017, she joined the beta group of coaching in 2021 which made her a certified YNAB coach.

Focus Areas
Couples
Retirees
College Grads
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Traci Shanklin

She/Her
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Charlotte, North Carolina, United States
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Unlocking Financial Wellbeing
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I have over two decades of experience in the investment business and have a passion for helping people achieve their financial goals. I have created a powerful and unique approach to help you truly examine, analyze, and change your money story and find financial peace of mind.

Focus Areas
Retirees
Life Transitions
Small Business Owners
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Zenia McLaughlin

She/Her
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Bishop, California, United States
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Sacred Connection Journeys
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English, German
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I work with people who want to make space for something new to happen with their money. We’ll start with an expansive conversation about the “energy of money” and its purpose in your life as we set up your budget in YNAB. From there, new possibilities are sure to emerge.

Focus Areas
Couples
Variable Income
Life Transitions
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Shabbar Kassam

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London, UK
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I'm a firm believer that money stresses and worries come from a lack of clarity and intention in the way we approach money. Whatever your level of wealth, a budget that works for you, giving you clear direction on your finances can propel you to new heights.

Focus Areas
Couples
Variable Income
Small Business Owners
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Kim Fisher

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Virginia, United States
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Wealth Building with Kim
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Never worry about money again. Save $600 in 60 days—even if budgeting has never worked for you, or I'll give you your money back. The exact strategies I used to pay off $40K in debt and increase my net worth by 6,000% in just 4 years.

Focus Areas
Variable Income
Small Business Owners
Life Transitions
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Brett Schaffner

He/Him
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Quito, Ecuador
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English, Spanish
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Specializing in budget setup and debt reduction. Discover personalized coaching that transforms financial chaos into order and stress into freedom, all through a guilt-free, judgment-free approach that prioritizes your goals.

Focus Areas
Variable Income
Life Transitions
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Dustyn Roberts

she/her
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Philadelphia, PA, United States
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Fiscal Therapy
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By day, I teach students about mechanical engineering at the University of Pennsylvania in Philadelphia, where I live with my partner, two kids, and two cats. On the side, I teach people about money.

Focus Areas
Couples
College Grads
Life Transitions
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Maggie Weinreb

She/Her
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Tarrytown, New York, United States
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Technically Maggie
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Maggie is an advocate for mental health and a former math teacher. She has a goal to support people's mental health by helping create systems, such as a solid budget! Most importantly, Maggie's life revolves around her dog, Zoey.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
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Kristen Donnellan

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Fort Worth, Texas, United States
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Kristen Donnellan Coaching
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YNAB helped me to leave my day job so I could be a stay at home mom 9 years ago. Now I'm a Catholic budgeting and mindset coach as well as a mom of 4 littles. I love helping families take control of their finances and live life on purpose!

Focus Areas
Couples
Life Transitions
College Grads
YNAB Certified Coach badge

Natalie Graham

She/Her
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Tucson, Arizona, United States
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Go From Broke
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Ready to transform your financial journey from stress to success? I specialize in helping women gain clarity and confidence with their money so they can make empowered financial decisions. Say goodbye to overwhelm and hello to savvy saving, mindful spending, and a future full of possibilities.

Focus Areas
Variable Income
Small Business Owners
YNAB Certified Coach badge

Sarah Menini

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Dallas, Texas, United States
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Make Money. Spend Money.
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Hi, I’m Sarah, a financial coach dedicated to helping you gain clarity, confidence, and control over your finances. With a focus on proactive planning and intentional choices, I guide you in creating a personalized financial plan that aligns with your life goals. Let’s work together to achieve financial empowerment!

Focus Areas
Couples
Life Transitions
College Grads
YNAB Certified Coach badge

Emma Newman

She/Her/Ella
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Eugene, Oregon, United States
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I support professional, growth-minded women and couples who have been avoiding looking at their finances and are ready to increase their awareness and use their money intentionally to fund what matters most. You might want to schedule a Free Discovery Session via my website so we can chat.

Focus Areas
Couples
Variable Income
College Grads
YNAB Certified Coach badge

Spencer Lutvak

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New York, New York, United States
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Budget with Spencer
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Spencer is the only YNAB Certified Coach who worked at YNAB. He left Support to become a coach so he knows the software inside and out. He works with all budgeters, whether brand-new or seasoned vets. Reach out to him to gain more confidence and clarity with your money!

Focus Areas
Couples
Variable Income
Small Business Owners
YNAB Certified Coach badge

Ashley Wong

She/Her/Hers
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Kingston, Washington, USA
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Madrona Money
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I'm a YNAB Certified Coach and corporate attorney who helps people align their money with their values. I work with individuals and small business owners to create clear, intentional financial systems that reduce stress and build confidence - so every dollar becomes a step toward a life they truly love.

Focus Areas
Couples
Variable Income
Small Business Owners
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