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YNAB Certified Coach Directory

YNAB Certified Coaches have completed an intensive training program and are able to coach you on all of the ins and outs of using YNAB along with additional steps to help get your finances on track.
YNAB Certified Coaches are not employed by YNAB and pricing is determined individually by each coach.
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Michael Reynolds

He/Him
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Indianapolis, Indiana, United States
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Elevation Financial LLC
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I'm a CFP® and I own an independent financial advisory firm. I'm also a financial blogger and podcaster. I love sushi, Star Trek, and spending time with my family.

Focus Areas
Couples
Variable Income
Small Business Owners
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Amanda Perez

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Corona, California, United States
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Amplified Budget
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I enjoy helping clients define their budget and know where their money goes. Over 12 years ago, YNAB helped my family get out of debt, pay for university without student loans, and buy our first house. It also helped us raise financially mature young adults. Let’s chat…

Focus Areas
Couples
Variable Income
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Litsa DeJulio

she/her/hers
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Connecticut, United States
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LD Coaching LLC
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I help single folks on their YNAB journeys, whether they are newbies or YNAB returnees. I belief a RICH life is ultimately more than personal wealth, so I created the RICH Life Framework in which we focus on Rest, Intention, Creativity, and Health.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
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Dustyn Roberts

she/her
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Philadelphia, PA, United States
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Fiscal Therapy
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By day, I teach students about mechanical engineering at the University of Pennsylvania in Philadelphia, where I live with my partner, two kids, and two cats. On the side, I teach people about money.

Focus Areas
Couples
College Grads
Life Transitions
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Kara Monroe

She/Her/Hers
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Indianapolis, Indiana, United States
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Monarch Strategies LLC
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I want to help you promote financial wellness. Using YNAB as a tool, we'll help you find ways to alleviate money anxiety, develop financial habits that bring you joy, and get on a path to a life filled with joy.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
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Jacqueline Keeley

she/her/hers
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New York City, New York, United States
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The Wealthy Artist Collective
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ASL
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Personal finance coach and actress. Have run my personal and business budgets on YNAB for 10 years, and love using YNAB to handle unpredictable income. Have coached folks how to use YNAB for about 8. I have a lot of fun budgeting and you can too! =)

Focus Areas
Variable Income
Small Business Owners
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Anita O’Neal

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Dallas, Texas, United States
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Powerful People Plan
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As a Certified Financial Planner® and CPA, I make budgets simple for small business owners. I turn complicated numbers into clear steps you can follow. With 15 years of experience, I'll help you develop simple, effective financial habits that benefit both your personal wallet and your business accounts.

Focus Areas
Variable Income
Small Business Owners
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Jessica Koch

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Calgary, Alberta, Canada
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Koch Legal & Financial Solutions
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I am a Certified YNAB coach, graduate of the Financial Coach Academy, licensed financial advisor, and former family lawyer. I specialize in helping newly single people get their financial lives back in order.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
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Nicole Cooley

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Bellingham, Washington, United States
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The Cooley Project, LLC
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Hello! I’ve been coaching for over a decade, helping individuals master their personal budgets and guiding small businesses toward financial clarity. As a Certified YNAB Coach, an Accredited Financial Counselor (AFC), and a small business bookkeeper, I bring a well-rounded approach to money management.

Focus Areas
Small Business Owners
Variable Income
Life Transitions
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Terri Hughes

She/Her
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Norfolk, Virginia, United States
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Budget Harmony
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Hi! I’m inspired to teach others that having a budget is the framework for the life they want to live. Financial peace and priorities can coexist in harmony. As a budget coach, I can help you take the first steps to financial peace without sacrificing the fun in life!

Focus Areas
Couples
Life Transitions
College Grads
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Nick Kaylor

He/Him
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McKinney, Texas, United States
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Budget Better LLC
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Nick, a husband and dad to 3 young kids, coaches software teams by day and budgeters by night (and weekends). Life evolves and so should our budgets. Nick’s goal is to make asking for help No Big Deal as people figure out budgeting with YNAB and their financial priorities.

Focus Areas
Couples
Life Transitions
College Grads
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Hal Prather

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Sharpsburg, Georgia, United States
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Your Profit Pro
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I help those struggling with inaction or lack of clarity build trust in themselves and a proven process. Whether you are an individual, family, or small business, my aim is for you to see your life in financial form and with that view in place have more purpose, intention, and impact.

Focus Areas
Couples
Life Transitions
Small Business Owners
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Sarah Menini

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Dallas, Texas, United States
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Make Money. Spend Money.
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Hi, I’m Sarah, a financial coach dedicated to helping you gain clarity, confidence, and control over your finances. With a focus on proactive planning and intentional choices, I guide you in creating a personalized financial plan that aligns with your life goals. Let’s work together to achieve financial empowerment!

Focus Areas
Couples
Life Transitions
College Grads
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Aaron Campbell

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Victoria, British Columbia, Canada
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Fiscal Therapy
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My passion is teaching people how to better their understand their business so that they may sleep soundly. My nearly decade long experience with YNAB alongside my skills developed in manufacturing, cashflow management, and corporate finance will help you to gain clarity and direction in your business.

Focus Areas
Small Business Owners
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Matt Renwick

He/Him
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Mineral Point, Wisconsin, United States
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Budget Coaching for Educators
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I help people create awareness around their income and expenses, break out of the paycheck-to-paycheck cycle, and build confidence to reach their personal goals.

Focus Areas
Couples
Life Transitions
College Grads
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Heather Emerick

She/Her
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Vienna, Virginia, United States
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DiploBudgets
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Heather is an experienced YNAB coach with the expertise to help you create a budget that suits your unique financial goals. Her mission is to provide you with the support and knowledge you need to take control of your money and live the life you truly want. Let’s get started!

Focus Areas
Variable Income
Life Transitions
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Carrie Poling

she/her
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Fishers, Indiana, United States
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Brightside Financial Care, LLC
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Hi: I take a gentle and compassionate approach to budgeting that encourages budgeting as an act of loving care and gratitude that can strengthen families for generations. Money is simply one tool of many that should be a door and not a barrier to living a full and glad life.

Focus Areas
Couples
Retirees
Life Transitions
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Faisal Almutlaq

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Saudi Arabia/Bahrain
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Arabic, English
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Ready to take charge of your finances? As a YNAB coach and financial advisor, I'll empower you with the knowledge and tools to build a budget that supports your goals. Achieve lasting financial wellness and experience the freedom that comes with financial control.

Focus Areas
Retirees
Variable Income
Life Transitions
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Michelle Anderson

She/Her
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San Diego, California, United States
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Budgeting with Mitch
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I am a full-time policy wonk that is a YNAB coach on the side simply because I am such a fan of the method. I love helping people reach a moment in their financial journey where they are able to spend their money, stress and shame free!

Focus Areas
Variable Income
Life Transitions
College Grads
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Cyndy Lester

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Houston, Texas, United States
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The Centsless Life
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As someone who handled finances for a low-income household, I managed to break free from the paycheck-to-paycheck living and cultivated a healthy relationship with money. I am passionate about sharing my knowledge and helping others improve their lives through YNAB. Let's team up and build a brighter financial future together!

Focus Areas
Couples
Life Transitions
Small Business Owners
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Diamond Towns

She/Her
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Columbus, Ohio, United States
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Diamond Wealth Group
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Let's create a return on investment of time and energy— building financial security! If you're motivated by the pursuit of financial freedom and early retirement, my goal is to help you design a strategic plan for your financial future, granting you the time to enjoy life on your own terms.

Focus Areas
Variable Income
Small Business Owners
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Jeni Hall

She/Her
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New Hampshire, United States
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Your Budgeting Coach
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I have zero judgment and a whole lot of understanding when it comes to debt and your money story. I will help you change your relationship with your money. If you're ready to do the work, I am here to support you every step of the way.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
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Doug Peterson

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Seattle, Washington, United States
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Get Priorities Straight LLC
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I help people unhappy with their money situation align spending priorities with their partners, eliminate debt, and reduce financial stress. Using my GPS Cash Flow Mastery proven process, they achieve immediate peace of mind, gain control over their finances, stay on the right track, and are finally in control.

Focus Areas
Couples
Variable Income
Small Business Owners
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Abigail Dankwa

She/Her/Hers
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London, United Kingdom
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The Mindset Exchange
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I am a TV Director who has used YNAB for over 10 years, after graduating film school and becoming a self-employed freelancer, earning a (very!) variable income. YNAB helped me even out the high-earning months to balance the non-existent ones, and I couldn't be more grateful.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
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Elizabeth Schuhr

She/Her
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Roswell, Georgia, United States
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elizabudget
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Hi! Thanks for considering me to work with you on your budget. Besides education and experience, I have a passion for working with individuals and small businesses on their finances. I come to each session with optimism and enthusiasm and look forward to helping you in any way I can.

Focus Areas
Retirees
Variable Income
Small Business Owners
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Meagan Rathman

She/Her
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Florida, United States
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Cat mom, wife, and YNAB obsessed human- ready to help anyone work towards their money goals- big or small, just starting out or "seasoned" budgeter. I'm standing by to help change your mindset to change your money!

Focus Areas
Couples
Life Transitions
Variable Income
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Matt Lenhart

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Pittsburgh, Pennsylvania, United States
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Matt Lenhart Coaching
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I help individuals and families who are new to budgeting get started with YNAB and ensure their spending habits match their priorities. As an experienced software coach, I hope to make learning app-based personal finance simple and straightforward.

Focus Areas
Couples
College Grads
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Chelsea Alventosa

She/Her
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Bristol, England, United Kingdom
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The YNAB Coach
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English, Spanish
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If you need help with figuring out where your money is going, managing your day-to-day cash flow and figuring out what to do when your next paycheck hits, I’m your gal. Let me help you finally stop panic-refreshing your bank account on pay day!

Focus Areas
Life Transitions
Small Business Owners
College Grads
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Traci Shanklin

She/Her
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Charlotte, North Carolina, United States
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Unlocking Financial Wellbeing
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I have over two decades of experience in the investment business and have a passion for helping people achieve their financial goals. I have created a powerful and unique approach to help you truly examine, analyze, and change your money story and find financial peace of mind.

Focus Areas
Retirees
Life Transitions
Small Business Owners
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Brett Schaffner

He/Him
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Quito, Ecuador
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English, Spanish
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Specializing in budget setup and debt reduction. Discover personalized coaching that transforms financial chaos into order and stress into freedom, all through a guilt-free, judgment-free approach that prioritizes your goals.

Focus Areas
Variable Income
Life Transitions
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Sarah Elledge

She/Her
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Mineral Wells, Texas, United States
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Every Penny Accounts
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My passion is to help people live wealthier and feel better about their finances every single day. I do this by helping you recognize your obstacles, discover your goals, and ensure you’re having fun along the way!

Focus Areas
Variable Income
Small Business Owners
College Grads
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Emily Blain

She/Her
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Minnesota, United States
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Dream Big Financial Coaching
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Budgeting on a variable income is hard--you've tried templates and spreadsheets but they just don't quite work when you can't count on the same income every month. YNAB can! I'll help you get set up so you can trust that you can meet your goals--both saving *and* spending.

Focus Areas
Couples
Variable Income
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Julia McCleave

She/Her
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Halifax, Nova Scotia, Canada
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Fresh Start Money Coaching
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English
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Make a fresh start with your finances, find peace of mind about money, and reach your goals! As your coach, I will ask the right questions, provide encouragement, and keep you accountable. I live in Nova Scotia, Canada with my husband, two children, two step-children, and our beloved beagle, Bella.

Focus Areas
Couples
Variable Income
Life Transitions
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Kerrie Saephanh

she/her
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Oakland, California, United States
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Mindful Budgets
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I provide values-focused YNAB coaching in order to help individuals and couples learn YNAB skills, build a budget that actually works for their real life, and to have fun doing it! Schedule a free, no-pressure call to chat and explore the fit. Transparent pricing included.

Focus Areas
Couples
Retirees
Life Transitions
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Suzanne Chaix

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Concord, California, United States
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Swell Rising
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YNAB has helped me step off the cycle of living paycheck to paycheck and I enjoy sharing the benefits of YNAB with anyone who will listen! I became a certified coach in 2022 to help others experience the same financial freedom I have.

Focus Areas
Retirees
Life Transitions
College Grads
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Emelia Benitez

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Waxahachie, Texas, United States
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Emilian Services, LLC.
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Spanish, English
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Nobody has time for financial clutter and disorganization. As your budget coach, I will help you align your everyday spending decisions with your priorities and get your financial house in order. YNAB has changed our family finances, and it can do it for you too.

Focus Areas
Couples
Variable Income
Life Transitions
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Coyote Jackson

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California, United States
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Coyote is a deeply experienced transformational coach and Buddhist teacher. We will work not just with your financial situation but will move you through whatever difficulties come up in any area of life, helping you rediscover joy in life and clarity in what you want.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
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Laurie Dunne

She/Her
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Portland, Oregon, United States
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My Evolving Wealth
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Everyone deserves to thrive—not just survive—financially. I combine emotional clarity with the practical power of YNAB to help you align your spending with your goals and values. My step-by-step approach brings structure, insight, and support so every financial decision moves you closer to the life you truly want.

Focus Areas
Retirees
Life Transitions
Small Business Owners
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Galt Dunn

He/Him
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Sacramento, California, United States
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Dunn Budget Coaching
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I want to help others confidently make good decisions around money, and enjoy teaching the software in an easy-going and non-judgmental space. I offer prorated YNAB technical assistance, helping individuals or couples develop budget plans that work for them, and a beginner-friendly introduction to budgeting and personal finance generally.

Focus Areas
Couples
College Grads
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Emma Newman

She/Her/Ella
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Eugene, Oregon, United States
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I support professional, growth-minded women and couples who have been avoiding looking at their finances and are ready to increase their awareness and use their money intentionally to fund what matters most. You might want to schedule a Free Discovery Session via my website so we can chat.

Focus Areas
Couples
Variable Income
College Grads
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Rasheeda Creighton

she/her/hers
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Richmond, Virginia, United States
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Killing Superwoman
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I help women—especially overextended Superwomen—ditch money stress and build budgeting systems rooted in real life. Whether you need a YNAB setup, ongoing YNAB bookkeeping, or some help navigating YNAB, I’ve got you. My approach is simple, judgment-free, and built to support freedom, not perfection.

Focus Areas
Life Transitions
Variable Income
Small Business Owners
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AJ Frenzel

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St. Paul, Minnesota, United States
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MoneyDoula Coaching
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Coach, hand holder, real human person.

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Kelly W. Barber

She/Her
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Roanoke Rapids, North Carolina, United States
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KWB & CO
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Hi Y'all! I'm a small business owner and small business development counselor helping rural entrepreneurs start/grow/save their businesses. I'm excited to add Budget Counseling to my tool box to support my micro-enterprises (Mom and Pops!) On a personal note, I'm a TraFooWinKie! What?!! Travel, Food, Wine Junkie!

Focus Areas
Variable Income
Small Business Owners
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Hillary Bullions

she/her/hers
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Cincinnati, Ohio, United States
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Hillary Bullions Coaching
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Wondering, "Why does everyone get this but me?" or "How will I ever manage my debt?" I see you, I’ve been there, & I’ve got you. Together, we’ll create a clear and unique plan where you take control and start making smart, confident money decisions. Schedule a call! Let’s get started!

Focus Areas
Small Business Owners
College Grads
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Josh Collier

He/Him
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Tacoma, Washington, United States
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Gig Harbor Financial Services
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I love helping people align their spending with their priorities and goals. Specializing in on-boarding and single “I need help” meetings, I get you right into YNAB and coach you through learning by doing. Huge budget nerd, CFP, and over a dozen years using YNAB.

Focus Areas
Couples
Retirees
Variable Income
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Anita Dombovari

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Denver, Colorado, United States
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High Level Coaching
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I'll help you gain control over your spending so you save more money for the things you love. We'll optimize your YNAB so you can buy a home, save for an emergency fund, get out of debt, and pay cash for that next vacation.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
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Trent Ladle

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Stansbury Park, Utah, United States
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Master Budget Coaching
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Trent Ladle has been budgeting for nearly 40 years & has been using YNAB software for 10 years. Trent’s love for helping people improve their lives is what drove him to begin offering budget coaching services & he is ready to share his storehouse of experience and training.

Focus Areas
Couples
Small Business Owners
College Grads
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Shannon Wilkinson

She/Her
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Portland, Oregon, United States
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As a YNAB, money & life coach, I can help you get your finances under control once and for all. Whether you need to get (re)started, fine-tune your YNAB skills, let go of limiting beliefs, or create new habits, you can build a financial foundation that truly supports you.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
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Aoife Gaffney

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Ireland
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Prudence Moneypenny Coaching
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I can show you how to create and stick with a flexible personal money plan that changes with your needs, values, goals and priorities. Your plan will be unique and custom for you, your family and your business. Start today and build powerful life-changing habits.

Focus Areas
Couples
Life Transitions
Small Business Owners
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Brandon Olivares

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Johnstown, Pennsylvania, USA
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Possible Promise Financial
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My mission is to redefine the way you think about money. I believe YNAB can be transformative for anyone who truly understands and lives the principles behind the software. I'd love to help you discover how YNAB can change your relationship with money for the better.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
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