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Ben Barlowe

Education Content Writer at YNAB

Ben Barlowe is a personal finance educator, public voice, and writer for YNAB. Ben is one-half of the dynamic duo behind Budget Nerds, a bi-weekly podcast he hosts with fellow YNAB educator Ernie Reppe. Ben also regularly hosts live chats on YNAB’s instagram page and presents YNAB’s habit-building method wherever he can! You’ll also find Ben fluttering around all the many active YNAB communities across the internet. 

Ben started using YNAB in 2013 and joined the team in 2016 as a workshop teacher. Since then, he has become a jack-of-all-trades, doing a little bit of everything for the YNAB team, always with a focus on education. Ben lives in Lynchburg, Virginia with his wife, four kids, and giant great dane puppy. When not teaching people about YNAB, Ben loves playing poker, D&D, and board games with his friends. He also loves hiking, swimming, and trying not to break his arm on his Onewheel.

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Master Your Monthly Rollovers

Let’s demystify the ol’ monthly rollover! Ben B. breaks down what stays the same, what changes, and what you need to do to keep rolling smoothly into the new month.

Do I Have to Give EVERY Dollar a Job?

Rule One of the YNAB Method is Give Every Dollar a Job. Let’s uncover how to allocate your money all the way to zero, and the rewards you’ll receive when you do!

How Does it Feel to Get A Month Ahead?

Habit Four of the YNAB Method is all about getting a month ahead on your finances. Hear from real YNABers about how it feels to achieve this big financial goal!

How to Use YNAB’s Targets

Slice and dice your spending targets every which way with YNAB Targets! Set weekly, monthly, yearly targets, and more!

When Human Math Beats Real Math

Sometimes, the mathematically right choice is actually the wrong choice. Personal finance is personal, and we often should make financial decisions based on more than math.

Financial Freedom, Generosity, and the Power of YNAB: Eric’s Story

This is the story of how Eric A. used YNAB to donate a staggering 60% of their income in the first half of 2023 and found lasting peace and contentment along the way.

How Brian and Leann Got Maui’d: A Second Chance at YNAB

Brian and Leann used YNAB to save for an amazing wedding and honeymoon, but the real win was the way the experience brought them closer together.

5 Unexpected Benefits of Using YNAB

YNAB comes with all sorts of surprising benefits! And you don't have to take our word for it. Hear from real YNABers how the YNAB Method has changed their lives!

4 Habits to Eliminate Second-Guessing About Money

Four habits that will eliminate second-guessing and get you thinking differently about money than everyone else!

What Do Swimming Fins Have to Do With Money?

What getting smoked by an elderly lady in the YMCA lap pool taught me about avoiding comparison.

YNAB vs. Credit Karma

Credit Karma may help you find new debt products, but if you want to change your financial life, try YNAB.

YNAB Revelations: The Power of Intentional Trade-offs

Use YNAB to intentionally weight the trade-offs of every spending decision to build the life you want.