Ben Barlowe

Pamela tried every tool out there, but still felt lost. Then she found YNAB, and everything changed.

Andrew and his wife made some huge life changes—quitting their jobs, caring for family, switching careers, buying a dog—and they did it all without money worry. Here’s how clarity helped them stay calm and confident through every big leap.

When retirement arrived earlier than expected, Frances realized she didn’t know how to spend the money she had worked so hard to save. Her story shows how learning one simple skill changed everything.

When Susan lost her husband, her world—and her finances—shifted instantly. This is the story of how clarity, intention, and a steady plan helped her rebuild something strong and hopeful.

Taylor and her husband lost their jobs twice in one year—but still paid off $9,000 of debt and stayed out of the red. Here’s how breaking their reliance on debt changed everything.

Most emergencies aren’t really emergencies—they’re expenses you can plan for. YNAB can help you replace the vague “emergency fund” with intentional categories that make you feel calm, prepared, and in control.

When my wife lost her job, fear hit hard—but building a slimmed-down spending plan changed everything. Here’s how we made it through, and how you can too.

Lucas started college with just $363 in his account. Four years later, he had his own apartment, great credit, and complete financial independence—thanks to YNAB. His story shows how small, intentional choices can create a spendful life.

From toothpaste to rent: everything you need to know about managing living expenses like a pro—with a little help from YNAB.

Discover how financial wellness benefits improve employee well-being, reduce stress, and boost productivity. YNAB’s Wellness Program is a game-changer for workplaces.

Forget the last-minute Christmas budget scramble—start planning now with a Christmas target. Discover how saving a little each month can turn the holiday season into a time of peace on earth and peace of mind.

Discover what financial wellness really means and how to achieve it. Learn how YNAB helps you reduce stress, build confidence, and spend with purpose.