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YNAB Certified Coach Directory

YNAB Certified Coaches have completed an intensive training program and are able to coach you on all of the ins and outs of using YNAB along with additional steps to help get your finances on track.
YNAB Certified Coaches are not employed by YNAB and pricing is determined individually by each coach.
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Nancy Abramowitz

She/Her
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Hartford, Connecticut, United States
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The Budget Brain
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Hello! I firmly believe that YNAB can help you love the way you use your money, and I’d be thrilled to help you feel confident about your spending plan. I enjoy setting up first-time budgets as well as troubleshooting existing budgets. I especially love working with neurodivergent folks (like me!)

Focus Areas
Couples
Life Transitions
College Grads
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Rachelle Siebke

She/Her
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Illinois, United States
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Rachelle Siebke, Money Coach
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I help life coaches and solopreneurs who want to be smart with their money. They have enough to meet their needs but want someone to show them exactly how to take more money home and feel confident in their financial decisions. I help them get what they want.

Focus Areas
Variable Income
Small Business Owners
Life Transitions
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Anna Diemer

They/Them
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Asheville, North Carolina, United States
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Need to wrap your brain around budgeting or get a handle on your music studio's finances? I'm a queer & neurodivergent professional singer and voice teacher here to help fellow members of the LGBTQ+ community, creatives, and small business owners learn to budget.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
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Sarah Menini

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Dallas, Texas, United States
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Make Money. Spend Money.
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Hi, I’m Sarah, a financial coach dedicated to helping you gain clarity, confidence, and control over your finances. With a focus on proactive planning and intentional choices, I guide you in creating a personalized financial plan that aligns with your life goals. Let’s work together to achieve financial empowerment!

Focus Areas
Couples
Life Transitions
College Grads
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Candida Stamp

She/Her/Hers
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Athens, Ohio, United States
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Big Time Bookkeeping, LLC
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I help small business owners use the YNAB method to confidently manage their money and make spending decisions based on their personal and business vision. My ideal clients are service-based and craft business owners who want to live off their business income. I also provide bookkeeping services using QuickBooks Online.

Focus Areas
Couples
Small Business Owners
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Kristin Wade

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Albuquerque, New Mexico, United States
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Fiscal Bliss Financial Coaching
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Budgeting helped me navigate many life challenges such as income changes, divorce, becoming a single mom, and leaving my career as a nurse. My passion is helping healthcare workers make their paychecks work for them, not the other way around.

Focus Areas
Variable Income
Life Transitions
College Grads
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Josh Collier

He/Him
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Tacoma, Washington, United States
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Gig Harbor Financial Services
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I love helping people align their spending with their priorities and goals. Specializing in on-boarding and single “I need help” meetings, I get you right into YNAB and coach you through learning by doing. Huge budget nerd, CFP, and over a dozen years using YNAB.

Focus Areas
Couples
Retirees
Variable Income
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Jeni Hall

She/Her
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New Hampshire, United States
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Your Budgeting Coach
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I have zero judgment and a whole lot of understanding when it comes to debt and your money story. I will help you change your relationship with your money. If you're ready to do the work, I am here to support you every step of the way.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
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Jeff Merrell

He/Him
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Sandy, Utah, United States
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Wise Money Mentor
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You crave greater clarity, control, and confidence with your finances, and I know how to help you get there. Want proof? Check out the video testimonials on my website to hear about my impact on clients, and try out coaching for yourself – the first session is free (1 hr)!

Focus Areas
Couples
Variable Income
Life Transitions
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Kerrie Saephanh

she/her
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Oakland, California, United States
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Mindful Budgets
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I provide values-focused YNAB coaching in order to help individuals and couples learn YNAB skills, build a budget that actually works for their real life, and to have fun doing it! Schedule a free, no-pressure call to chat and explore the fit. Transparent pricing included.

Focus Areas
Couples
Retirees
Life Transitions
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Michelle Anderson

She/Her
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San Diego, California, United States
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Budgeting with Mitch
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I am a full-time policy wonk that is a YNAB coach on the side simply because I am such a fan of the method. I love helping people reach a moment in their financial journey where they are able to spend their money, stress and shame free!

Focus Areas
Variable Income
Life Transitions
College Grads
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Katharine Williams

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Glasgow, Scotland, United Kingdom
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Centre Stage Money
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I coach people from all walks of life, from all over the world. I have a background in theatre so I've got lots of understanding of freelancers, people in the creative industries, and those on fluctuating incomes.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
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Trevor Vance

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Marysville, Washington, United States
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Intentional Budgets
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I offer a free 30 minute initial consultation, where we’ll discuss your next steps along the way, so that you can find success in your personal finance journey. I've helped people create budgets and debt repayment plans. Including the elimination of nearly $200,000 of debt in the last 5 years.

Focus Areas
Couples
Variable Income
Life Transitions
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Rachelle Swanson

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Omaha, Nebraska, United States
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Purposeful Profit Pro
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Most business owners are concerned about their cash flow. YNAB can help them plan and see clearly what their money can do for them. I want to help small business owners master their cash flow in a way that can make sense to them.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
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Anita Dombovari

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Denver, Colorado, United States
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High Level Coaching
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I'll help you gain control over your spending so you save more money for the things you love. We'll optimize your YNAB so you can buy a home, save for an emergency fund, get out of debt, and pay cash for that next vacation.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
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Darío Martínez

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Santo Domingo, Dominican Republic
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Sal de la Olla
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Spanish, English
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¿Hablas español y quieres usar YNAB para dominar tus finanzas? Yo estoy preparado para acompañarte en tu camino. Soy Dominicano y en mi país, imaginamos la estrechez financiera como estar dentro de una olla ardiente. ¡Trabaja conmigo y saldrás de la olla para siempre!

Focus Areas
Couples
Variable Income
College Grads
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Carrie Hayes

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Toronto, Ontario, Canada
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Better Budgets
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I’m a budgeting & personal finance coach. I specialize in YNAB for small businesses and professionals. However, all budgeters are welcome. My approach uses emotional engineering to ensure you succeed at YNAB and budgeting. I have a masters degree in designing flows that will help you stack up money wins.

Focus Areas
Couples
Life Transitions
Small Business Owners
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Christine Osterwalder

She/Her/Hers
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Easthampton, MA, United States
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Reimagine.works Financial Coaching
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I help clients strengthen their financial wellness by confidently preparing for what’s next in their lives, like: • Starting a new job • Buying a house or car • Going on sabbatical or a “bucket list” trip • Divorce or starting a new relationship • Preparing to retire

Focus Areas
Couples
Retirees
Life Transitions
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Boris Steiner

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Stuttgart, Germany
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Boris Steiner Coaching & Training
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English, German
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Are you ready to discover financial agility? As a a self-employed, certified Co-Active Coach with a background in agile product development, I know the challenges around that in and out! I will help to create your budget, be clear about your priorities and adapt to whatever comes your way financially.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
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Annette Althuizen

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Want to get a grip on your money? Look no further. Working 33 years in the Wealth Management Industry has me uniquely placed to help you craft your own financial path. Please reach out if you resonate with my background and/or my time zone availability (GMT +8).

Focus Areas
Couples
Retirees
Life Transitions
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Kara Monroe

She/Her/Hers
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Indianapolis, Indiana, United States
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Monarch Strategies LLC
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I want to help you promote financial wellness. Using YNAB as a tool, we'll help you find ways to alleviate money anxiety, develop financial habits that bring you joy, and get on a path to a life filled with joy.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
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Kristin Economos

she/her
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Des Moines, Iowa, United States
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The Life Skills Launch
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Hi there! I'm a leadership educator with 15 years of experience working with college graduates and early career professionals. I own and operate "The Life Skills Launch," a small business that equips people with tangible skills for the launch to adulthood. I'd love to work with you!

Focus Areas
College Grads
Small Business Owners
Couples
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Michelle Yaciuk

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Winnipeg, Manitoba, Canada
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My Family's Budget
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Do I know what it is like to have variable income?! Absolutely! Have I come from a place where money has been super tight to a place where I almost have no real money stresses - you bet. I'm here to help and support you in creating your best financial life.

Focus Areas
Variable Income
Small Business Owners
College Grads
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Brett Schaffner

He/Him
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Quito, Ecuador
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English, Spanish
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Specializing in budget setup and debt reduction. Discover personalized coaching that transforms financial chaos into order and stress into freedom, all through a guilt-free, judgment-free approach that prioritizes your goals.

Focus Areas
Variable Income
Life Transitions
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Janine Adams

She/her
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St. Louis, Missouri, United States
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Peace of Mind Spending
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YNAB changed my life and I'd love to help it change yours too. I can help you figure out your priorities so you can make choices around your money based on what's important to you. YNAB is a fantastic tool for that and I'm here to guide you.

Focus Areas
Retirees
Variable Income
Small Business Owners
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Traci Shanklin

She/Her
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Charlotte, North Carolina, United States
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Unlocking Financial Wellbeing
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I have over two decades of experience in the investment business and have a passion for helping people achieve their financial goals. I have created a powerful and unique approach to help you truly examine, analyze, and change your money story and find financial peace of mind.

Focus Areas
Retirees
Life Transitions
Small Business Owners
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Celia Benton

She/Her
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Madbury, New Hampshire, United States
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Starting to budget can be overwhelming and I want you to know you’re not alone. I’ve helped all kinds of people, in all kinds of situations, feel confident about their money. The key is to have a manageable system that adapts to all the beautiful craziness of life.

Focus Areas
Couples
Variable Income
Life Transitions
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Bobbi Olson

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La Habra, California, United States
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All About The Budget
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My goal is to help you build a budget that helps you become financially independent – whether that means getting out of debt, breaking the paycheck-to-paycheck cycle or starting out with good money habits, so you never know the despair of debt or living paycheck to paycheck!

Focus Areas
Retirees
Life Transitions
College Grads
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Kelly W. Barber

She/Her
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Roanoke Rapids, North Carolina, United States
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KWB & CO
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Hi Y'all! I'm a small business owner and small business development counselor helping rural entrepreneurs start/grow/save their businesses. I'm excited to add Budget Counseling to my tool box to support my micro-enterprises (Mom and Pops!) On a personal note, I'm a TraFooWinKie! What?!! Travel, Food, Wine Junkie!

Focus Areas
Variable Income
Small Business Owners
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Kimberley Demarest

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Owensboro, Kentucky, USA
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Be Knot Afraid LLC
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Young married couples are drowning in debt and having money arguments they never expected. Be Knot Afraid Financial Coaching lays out a proven plan to become debt free and have peace in their marriage even with variable income or small business income.

Focus Areas
Couples
Variable Income
Small Business Owners
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Jack Brady

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MILFORD
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Budget for Life
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Working with people with variable income in being self employed for over 30 years

Focus Areas
Variable Income
Small Business Owners
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Coyote Jackson

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California, United States
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Coyote is a deeply experienced transformational coach and Buddhist teacher. We will work not just with your financial situation but will move you through whatever difficulties come up in any area of life, helping you rediscover joy in life and clarity in what you want.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
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Maria Garcia-Leano

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Houston, Texas, United States
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Budgeting with Maria LLC
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English, Spanish
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I’m a wife, a mother, and a passionate YNAB enthusiast. I love numbers, have an analytical mindset, and enjoy assisting others. My mission is to help people create personalized financial plans/budgets aligned with their values and goals, ultimately leading them toward financial freedom.

Focus Areas
Couples
Variable Income
College Grads
YNAB Certified Coach badge

Amy Coroso

she/her
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Bolton, Connecticut, United States
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Real Talk Finance
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Specializing in empowering women financially, I offer personalized budgeting strategies to help you achieve freedom and security. Let's take control of your finances together—I'm here to support you every step of the way!

Focus Areas
Variable Income
Life Transitions
Small Business Owners
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Christine MacLaren

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Winston Salem, North Carolina, United States
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Breathe Again Budgets
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Christine is a Human Resources Manager by trade, but has a passion for YNAB and making dollars work for any situation. She provides personalized, budget-friendly coaching, within a judgment free zone.

Focus Areas
Retirees
Life Transitions
College Grads
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Kristina Letendre

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Charles Town, West Virginia, United States
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Beyond Budgeting Solutions
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As a YNAB coach, I love empowering people to take control of their finances and achieve their goals. Seeing the transformation as they shift from financial stress to confidence is incredibly rewarding. By teaching effective budgeting techniques and offering personalized support, I help clients build a healthier relationship with money.

Focus Areas
Couples
Variable Income
College Grads
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Miriam Gibson

She/Her
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Halifax, Nova Scotia, Canada
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Agile Budgeting
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Create a flexible personal budget that changes with your needs and priorities! I help people working in the games industry to budget in a proactive way and ride the ups and downs of the industry with less stress. I focus on people in the games industry, but all are welcome!

Focus Areas
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Wave Melen

They/Them/She/Him
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Eugene, Oregon, United States
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Financial Coaching with Wave
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Hi! I'm your Hella-Queer, Financial Wizard, and Best Friend in the Epic Adventure of Money Mastery. I have been tossing glitter bombs into the gray world of finance for over seven years. I help folks like you embrace their Financial Adventure so that we can live Wild and Free!

Focus Areas
Couples
Variable Income
Small Business Owners
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Carey Northington

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Dayton, Ohio, United States
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One Master Ministries
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Carey & Andrea are a husband/wife team that have worked with dozens of individuals & couples & seen lots of success. Read their stories: https://onemaster.org/stories If you’ve never budgeted or tried numerous times to budget and nothing has worked, we can help! Our goals: alleviate stress and create a budget that really works.

Focus Areas
Couples
Life Transitions
College Grads
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Zenia McLaughlin

She/Her
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Bishop, California, United States
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Sacred Connection Journeys
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English, German
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I work with people who want to make space for something new to happen with their money. We’ll start with an expansive conversation about the “energy of money” and its purpose in your life as we set up your budget in YNAB. From there, new possibilities are sure to emerge.

Focus Areas
Couples
Variable Income
Life Transitions
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Noreen Keesey

She/Her
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Bismarck, North Dakota, United States
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Thresholds, LLC
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Financial wellbeing is within your grasp, even if you think you aren't good with money. I'd love to help you find clarity, confidence, and calm with your cash. It can be hard to take the first steps when it feels overwhelming, but you don't have to do it alone!

Focus Areas
Variable Income
Life Transitions
Small Business Owners
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Aoife Gaffney

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Ireland
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Prudence Moneypenny Coaching
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I can show you how to create and stick with a flexible personal money plan that changes with your needs, values, goals and priorities. Your plan will be unique and custom for you, your family and your business. Start today and build powerful life-changing habits.

Focus Areas
Couples
Life Transitions
Small Business Owners
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Leyda Cordova

She/Her/Hers
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Cary, North Carolina, United States
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English, Tagalog, Cebuano
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How much does it cost to be you? Don't panic if you don't know. I can help you get the numbers to this deceptively simple question as we work together. I'll also prompt you to consider your money and your unique priorities to reflect your real values in your budget.

Focus Areas
Couples
Life Transitions
Small Business Owners
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Cyndy Lester

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Houston, Texas, United States
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The Centsless Life
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As someone who handled finances for a low-income household, I managed to break free from the paycheck-to-paycheck living and cultivated a healthy relationship with money. I am passionate about sharing my knowledge and helping others improve their lives through YNAB. Let's team up and build a brighter financial future together!

Focus Areas
Couples
Life Transitions
Small Business Owners
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Julia McCleave

She/Her
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Halifax, Nova Scotia, Canada
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Fresh Start Money Coaching
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English
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Make a fresh start with your finances, find peace of mind about money, and reach your goals! As your coach, I will ask the right questions, provide encouragement, and keep you accountable. I live in Nova Scotia, Canada with my husband, two children, two step-children, and our beloved beagle, Bella.

Focus Areas
Couples
Variable Income
Life Transitions
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Kim Fisher

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Virginia, United States
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Wealth Building with Kim
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You know YNAB is powerful, but setting it up feels overwhelming. You’ve tried, but something isn’t clicking. What if you had a simple, step-by-step system that showed you how to set up YNAB so that it works for you—without the stress?

Focus Areas
Variable Income
Small Business Owners
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Amy Aston

She/Her
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Franklin, Tennessee, United States
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Budgets by Design
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Hello! I'd love to coach you to "level up" your YNAB skills to make your money work best for you. Priority based spending helps us live our lives purposefully while reducing money stress. I use YNAB to help me live out my travel dreams! What are your goals?

Focus Areas
Retirees
Life Transitions
College Grads
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Brandon Olivares

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Johnstown, Pennsylvania, USA
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Possible Promise Financial
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My mission is to redefine the way you think about money. I believe YNAB can be transformative for anyone who truly understands and lives the principles behind the software. I'd love to help you discover how YNAB can change your relationship with money for the better.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Nathaniel (Nate) Beam

He/Him
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Kansas City, Missouri, United States
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Budget With Nate, LLC
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I will teach you to align your money with your soul as life changes. I offer soul-centered budget coaching from a place of unconditional positive regard and nonjudgment. We will work together to clear any obstacles keeping you stuck and expand into authentic alignment!

Focus Areas
Variable Income
Life Transitions
Small Business Owners
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Allegra Stein

She/Her/Hers
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Hudson Valley, NY, USA
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Allegra Stein Coaching
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I help new and experienced YNABers who feel stuck, unsure, or overwhelmed. If you’ve opened YNAB and thought, “what am I looking at,” or “why isn’t this working," we’ll figure it out together. You’ll leave our sessions feeling clearer, calmer, and ready to move forward. Sessions start at $30.

Focus Areas
Life Transitions
Small Business Owners
College Grads
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