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YNAB Certified Coach Directory

YNAB Certified Coaches have completed an intensive training program and are able to coach you on all of the ins and outs of using YNAB along with additional steps to help get your finances on track.
YNAB Certified Coaches are not employed by YNAB and pricing is determined individually by each coach.
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Litsa DeJulio

she/her/hers
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Connecticut, United States
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LD Coaching LLC
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I help single folks on their YNAB journeys, whether they are newbies or YNAB returnees. I belief a RICH life is ultimately more than personal wealth, so I created the RICH Life Framework in which we focus on Rest, Intention, Creativity, and Health.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
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Margo Nelson

She/Her
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Tucson, Arizona, United States
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Margo Blackstone Coaching
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Helping world-changing women get right with money. Margo blends YNAB coaching with emotional and spiritual work (using a variety of modalities but primarily IFS) and approaches budgeting as a mindfulness practice.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
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Ori Green

She/Her
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Tucson, Arizona, United States
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Ori Green Bookkeeping
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It can be difficult and scary to find clarity and peace around our finances. I work with clients to become proactive, rather than reactive, about their budgets. We work together to move away from shame and fear towards seeing money as a tool to live their best lives!

Focus Areas
Couples
Small Business Owners
College Grads
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Hillary Bullions

she/her/hers
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Cincinnati, Ohio, United States
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Hillary Bullions Coaching
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Wondering, "Why does everyone get this but me?" or "How will I ever manage my debt?" I see you, I’ve been there, & I’ve got you. Together, we’ll create a clear and unique plan where you take control and start making smart, confident money decisions. Schedule a call! Let’s get started!

Focus Areas
Small Business Owners
College Grads
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Tara Whitaker

she/her
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Illinois, United States
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Tara Whitaker, Inc.
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As a full-time freelance editor for the past 11+ years, I know *exactly* what it's like to ride the income roller coaster. I help other freelancers smooth out the ride by using YNAB's tried-and-true method.

Focus Areas
Variable Income
Small Business Owners
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Chelsea Alventosa

She/Her
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Bristol, England, United Kingdom (UK)
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The YNAB Coach
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English, Spanish
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If you need help with figuring out where your money is going, managing your day-to-day cash flow and figuring out what to do when your next paycheck hits, I’m your gal. Let me help you finally stop panic-refreshing your bank account on pay day!

Focus Areas
Life Transitions
Small Business Owners
College Grads
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Brett Schaffner

He/Him
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Quito, Ecuador
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English, Spanish
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Specializing in budget setup and debt reduction. Discover personalized coaching that transforms financial chaos into order and stress into freedom, all through a guilt-free, judgment-free approach that prioritizes your goals.

Focus Areas
Variable Income
Life Transitions
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Aaron Campbell

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Victoria, British Columbia, Canada
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Fiscal Therapy
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My passion is teaching people how to better their understand their business so that they may sleep soundly. My nearly decade long experience with YNAB alongside my skills developed in manufacturing, cashflow management, and corporate finance will help you to gain clarity and direction in your business.

Focus Areas
Small Business Owners
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Jeff Merrell

He/Him
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Sandy, Utah, United States
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Wise Money Mentor
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You crave greater clarity, control, and confidence with your finances, and I know how to help you get there. Want proof? Check out the video testimonials on my website to hear about my impact on clients, and try out coaching for yourself – the first session is free (1 hr)!

Focus Areas
Couples
Variable Income
Life Transitions
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John Verin

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Ohio, United States
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John Verin Coaching & Consulting LLC
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My holistic approach serves body, mind and spirit with Integral coaching, Zen meditation, qigong and deep relationship with nature. I am certified by Integral Coaching Canada, trained in Zen for 20 years, and as an ecological horticulturist also provide coaching for climate change stress.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
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Emma Newman

She/Her/Ella
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Eugene, Oregon, United States
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I support professional, growth-minded women and couples who have been avoiding looking at their finances and are ready to increase their awareness and use their money intentionally to fund what matters most. You might want to schedule a Free Discovery Session via my website so we can chat.

Focus Areas
Couples
Variable Income
College Grads
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Ruth Liebel

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Boise, Idaho, United States
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Ruth Liebel Financial Coaching
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I help individuals and couples get the tools needed to make money decisions that build their best life. With a focus on relationships with and around money, my clients walk away with an abundance in money AND life. I love helping people get clarity and confidence with money!

Focus Areas
Couples
Small Business Owners
College Grads
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Krish Anders

She/Her
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Fort Collins, Colorado, USA
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Pen Your Path
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I want you to feel empowered to take control of your finances! Budgeting is about freedom not denying yourself. As a YNAB certified budget coach and Accredited Financial Counselor® (AFC®), I can guide you to the clarity necessary to build your confidence around money—without shame, guilt, or restriction.

Focus Areas
Variable Income
Life Transitions
College Grads
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Kat Sklar

They/Them/Theirs
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Portland, Oregon, United States
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The Friendly Spreadsheet LLC
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I’m a CPA, spreadsheet enthusiast, and fan of helping people find processes that fit THEM. I’m especially excited to work with fellow small business owners, especially if you identify as a creative or ‘not a numbers person’. In addition to traditional coaching, I offer half hour tech support sessions.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
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Ellen Oliver

She/Her
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Blacksburg, Virginia, United States
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Systems by Ellen, LLC
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I support women business owners by offering bookkeeping (in QuickBooks Online) for their business and budgeting (with YNAB, of course!) for their business and their personal finances. Because I know both systems well, I am uniquely qualified to help my clients reach their financial goals.

Focus Areas
Variable Income
Small Business Owners
College Grads
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Brandi Jo Delony

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Willis, Texas, United States
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Sparrow Financial Solutions LLC
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I help service-based business owners, their families, and others manage their business and personal finances. I offer bookkeeping services utilizing QuickBooks Online and cash flow management services using YNAB. My goal is to make the numbers easier, so you can keep your business thriving and your personal finances on track.

Focus Areas
Couples
Small Business Owners
Variable Income
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Nicole Cooley

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Bellingham, Washington, United States
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The Cooley Project, LLC
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Hello! I’ve been coaching for over a decade, helping individuals master their personal budgets and guiding small businesses toward financial clarity. As a Certified YNAB Coach, an Accredited Financial Counselor (AFC), and a small business bookkeeper, I bring a well-rounded approach to money management.

Focus Areas
Small Business Owners
Variable Income
Life Transitions
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Emelia Benitez

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Waxahachie, Texas, United States
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Emilian Services, LLC.
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Spanish, English
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Nobody has time for financial clutter and disorganization. As your budget coach, I will help you align your everyday spending decisions with your priorities and get your financial house in order. YNAB has changed our family finances, and it can do it for you too.

Focus Areas
Couples
Variable Income
Life Transitions
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Emily Blain

She/Her
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Minnesota, United States
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Dream Big Financial Coaching
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Budgeting on a variable income is hard--you've tried templates and spreadsheets but they just don't quite work when you can't count on the same income every month. YNAB can! I'll help you get set up so you can trust that you can meet your goals--both saving *and* spending.

Focus Areas
Couples
Variable Income
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Kelly Kolb

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Milford, Nebraska, United States
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47sky
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My aim is to provide clients with clarity regarding their money. Whether your goal is to get out of debt, save for your dream vacation or just have peace of mind surrounding money, I can help.

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Chris Harcksen-Lucero

She/Her
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Turlock, California, United States
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Beyond the Number$
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Wearing two hats, fight paramedic & financial coach, I have seen how quickly life can change. I help other first responders and frontline workers build financial resiliency so they can reduce stress and live their best life. I'm ready to help you too.

Focus Areas
Couples
Variable Income
Life Transitions
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Loyd McGuire

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Phoenix, Arizona, United States
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Are you ready have a plan for your paycheck? I'm here to help you create a personalized system to manage your money in a way that fits your life. I will guide you to financial wellness, so that you can enjoy the peace and security that come with it.

Focus Areas
Couples
Variable Income
College Grads
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Marin Laukka

She/Her
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Minneapolis, Minnesota, United States
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Yes&, LLC
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Joyful Budgeting for female solopreneurs who want to ditch scarcity, get organized, and ENJOY cash flow. Marin applies her expertise in Positive Psychology to ensure you achieve personal and professional goals faster, spend money without guilt, and live with greater ease and freedom because you know you have it covered.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
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Amanda Brink

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Orlando, Florida
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Mindful Money Studio
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I help people create flexible money plans without strict rules or rigid guidelines. My passion is helping high-achieving individuals and entrepreneurs create a money plan they love—one that lowers their stress and anxiety around money and offers them flexibility and choices in how they spend their money.

Focus Areas
Life Transitions
Variable Income
Small Business Owners
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Amy Coroso

she/her
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Bolton, Connecticut, United States
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Real Talk Finance
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Specializing in empowering women financially, I offer personalized budgeting strategies to help you achieve freedom and security. Let's take control of your finances together—I'm here to support you every step of the way!

Focus Areas
Variable Income
Life Transitions
Small Business Owners
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Joe Ahrens

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Snellville, Georgia, United States
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Joe Ahrens Consulting LLC
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Unlock your full potential with Joe, a passionate educator and dedicated YNAB user since 2014. With over 30 years of teaching and coaching experience, he shares practical insights to help you manage your money effectively. Discover personalized guidance that encourages you to take charge of your money today!

Focus Areas
Variable Income
Life Transitions
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Jen Fuhler

She/Her
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Edwardsville, Illinois, United States
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Money is all about storytelling. I am a college English and literature professor who works with individuals and families to better understand the stories impacting their finances, decisions, and goals. My coaching focuses on active listening and offering perspective to help clients meet goals.

Focus Areas
Life Transitions
College Grads
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Kristina Letendre

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Charles Town, West Virginia, United States
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Beyond Budgeting Solutions
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As a YNAB coach, I love empowering people to take control of their finances and achieve their goals. Seeing the transformation as they shift from financial stress to confidence is incredibly rewarding. By teaching effective budgeting techniques and offering personalized support, I help clients build a healthier relationship with money.

Focus Areas
Couples
Variable Income
College Grads
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Marian Carroll

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Morris County, New Jersey, United States
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The Budget Workshop
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I am a certified budgeting and wellness coach assisting clients in achieving their financial objectives through budgeting and goal-setting. Serving all income and age levels, and specializing in retirement planning, for those who are near or new in retirement.

Focus Areas
Couples
Retirees
Life Transitions
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Nick Kaylor

He/Him
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McKinney, Texas, United States
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Budget Better LLC
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Nick, a husband and dad to 3 young kids, coaches software teams by day and budgeters by night (and weekends). Life evolves and so should our budgets. Nick’s goal is to make asking for help No Big Deal as people figure out budgeting with YNAB and their financial priorities.

Focus Areas
Couples
Life Transitions
College Grads
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Lissa Prudencio

She/Her
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Los Angeles, California, United States
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Wealth for Women of Color
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I specialize in helping women of color improve their relationships with money, get organized, and build a life of financial security, wealth, and ABUNDANCE! In addition to being a proud YNAB nerd, I am an Accredited Financial Counselor® and personal finance YouTuber & TikToker.

Focus Areas
Couples
Variable Income
College Grads
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Shannon Wilkinson

She/Her
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Portland, Oregon, United States
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As a YNAB, money & life coach, I can help you get your finances under control once and for all. Whether you need to get (re)started, fine-tune your YNAB skills, let go of limiting beliefs, or create new habits, you can build a financial foundation that truly supports you.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
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Eileen Brumitt

She/Her/Hers
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St. Petersburg, Florida, Pinellas
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My YNAB Coach
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As a long-time YNABer, I am thrilled to be a certified YNAB coach. I love working with couples, LGBTQ+ clients, higher ed and non-profit workers, and entrepreneurs to help them learn YNAB and gain confidence with their financial lives.

Focus Areas
Couples
Retirees
Variable Income
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Maggie Weinreb

She/Her
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Tarrytown, New York, United States
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Technically Maggie
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Maggie is an advocate for mental health and a former math teacher. She has a goal to support people's mental health by helping create systems, such as a solid budget! Most importantly, Maggie's life revolves around her dog, Zoey.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
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Maria Garcia-Leano

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Houston, Texas, United States
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Budgeting with Maria LLC
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English, Spanish
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I’m a wife, a mother, and a passionate YNAB enthusiast. I love numbers, have an analytical mindset, and enjoy assisting others. My mission is to help people create personalized financial plans/budgets aligned with their values and goals, ultimately leading them toward financial freedom.

Focus Areas
Couples
Variable Income
College Grads
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JanaLee Pickett

She/Her
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Eagle Mountain, Utah, United States
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Hope on a Dime
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English, ASL
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Fall in love with how you spend your money! Gain clarity on your finances and discover the habits that bring confidence to your spending. Identify your values and priorities, ensuring your money aligns with what matters most. Start with a free session and take the first step toward financial hope!

Focus Areas
Couples
Variable Income
Life Transitions
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Trent Ladle

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Stansbury Park, Utah, United States
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Master Budget Coaching
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Trent Ladle has been budgeting for nearly 40 years & has been using YNAB software for 10 years. Trent’s love for helping people improve their lives is what drove him to begin offering budget coaching services & he is ready to share his storehouse of experience and training.

Focus Areas
Couples
Small Business Owners
College Grads
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Kimberley Demarest

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Owensboro, Kentucky, USA
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Be Knot Afraid LLC
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Young married couples are drowning in debt and having money arguments they never expected. Be Knot Afraid Financial Coaching lays out a proven plan to become debt free and have peace in their marriage even with variable income or small business income.

Focus Areas
Couples
Variable Income
Small Business Owners
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Lindsey Hardegree

She/Her
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Atlanta, Georgia, United States
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Get Organized Y’all
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By day I’m a nonprofit executive & doctoral student. By night (and weekend!) I help people to create their ideal life by organizing their spaces, systems, and finances. YNAB Certified Budget Coach | Productivity Consultant | Professional Organizer certified by Marie Kondo.

Focus Areas
Life Transitions
Small Business Owners
College Grads
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Ashley Wong

She/Her/Hers
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Kingston, Washington, USA
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Madrona Money
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I'm a YNAB Certified Coach and corporate attorney who helps people align their money with their values. I work with individuals and small business owners to create clear, intentional financial systems that reduce stress and build confidence - so every dollar becomes a step toward a life they truly love.

Focus Areas
Couples
Variable Income
Small Business Owners
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Jessica Nethers

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Cincinnati, Ohio, United States
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Start Smart Budget Coaching
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Whether you’re a current student, recent graduate, or not so recent graduate, Start Smart Budget Coaching will teach you the skills needed to live within your means while still spending money on things you enjoy and saving for the future.

Focus Areas
Couples
College Grads
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Looking for a coach in Australia?

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Sydney, Melbourne, Perth, Sydney, Canberra, Brisbane, Adelaide, Darwin, Newcastle, Hobart, Australia
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We have a separate directory for coaches located in Australia.

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Suzanne Chaix

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Concord, California, United States
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Swell Rising
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YNAB has helped me step off the cycle of living paycheck to paycheck and I enjoy sharing the benefits of YNAB with anyone who will listen! I became a certified coach in 2022 to help others experience the same financial freedom I have.

Focus Areas
Retirees
Life Transitions
College Grads
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Meagan Rathman

She/Her
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Florida, United States
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Cat mom, wife, and YNAB obsessed human- ready to help anyone work towards their money goals- big or small, just starting out or "seasoned" budgeter. I'm standing by to help change your mindset to change your money!

Focus Areas
Couples
Life Transitions
Variable Income
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Candida Stamp

She/Her/Hers
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Athens, Ohio, United States
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Big Time Bookkeeping, LLC
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I help small business owners use the YNAB method to confidently manage their money and make spending decisions based on their personal and business vision. My ideal clients are service-based and craft business owners who want to live off their business income. I also provide bookkeeping services using QuickBooks Online.

Focus Areas
Couples
Small Business Owners
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Carrie Poling

she/her
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Fishers, Indiana, United States
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Brightside Financial Care, LLC
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Hi: I take a gentle and compassionate approach to budgeting that encourages budgeting as an act of loving care and gratitude that can strengthen families for generations. Money is simply one tool of many that should be a door and not a barrier to living a full and glad life.

Focus Areas
Couples
Retirees
Life Transitions
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Jeni Hall

She/Her
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New Hampshire, United States
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Your Budgeting Coach
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I have zero judgment and a whole lot of understanding when it comes to debt and your money story. I will help you change your relationship with your money. If you're ready to do the work, I am here to support you every step of the way.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Boris Steiner

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Stuttgart, Germany
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Boris Steiner Coaching & Training
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English, German
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Are you ready to discover financial agility? As a a self-employed, certified Co-Active Coach with a background in agile product development, I know the challenges around that in and out! I will help to create your budget, be clear about your priorities and adapt to whatever comes your way financially.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
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Darío Martínez

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Santo Domingo, Dominican Republic
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Sal de la Olla
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Spanish, English
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¿Hablas español y quieres usar YNAB para dominar tus finanzas? Yo estoy preparado para acompañarte en tu camino. Soy Dominicano y en mi país, imaginamos la estrechez financiera como estar dentro de una olla ardiente. ¡Trabaja conmigo y saldrás de la olla para siempre!

Focus Areas
Couples
Variable Income
College Grads
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Andrew Parks

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St Charles, Illinois, United States
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Momentum Strategic Advisors
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Managing small business finances shouldn't be stressful (or done alone!) I help solo entrepreneurs, small teams and non-profits align their cash plan with the organization's purpose. I'll bring my experience in business, NFPs, and accounting, and together, we'll build financial clarity and confidence for your org.

Focus Areas
Variable Income
Small Business Owners
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