Real YNAB Examples
Ever wonder how someone else organizes their categories? Take a look at these real YNAB setups out in the wild.
How the other half lives
Ever glance at an overflowing shopping cart or look at a luxury-laden social media feed and ask yourself, “How the heck do they afford it?” Even if you’re not into keeping up with the Joneses, it’s human nature to wonder how they manage their lives—being a little nosy is normal. We’ve spared you the social awkwardness of asking people how they afford things by…asking people how they afford things. You’re welcome. Dig into a stranger’s income and expenses to see if you can gain more insight into your own.
Real YNAB Examples
See My Income and Expenses: I'm Living Full-Time in an RV
Want to dive into full-time RV living but wondering the details of the financials? See how a full-time RVer is making it work and thriving.
See My Budget: I’m a Student
See how this soon-to-be college student plans out college expenses to stay financially stable. See a real budget!
See My Money Plan: I Take Home $3,700/Month
YNAB Money Snapshots: see the spending plan of a 28-year-old single guy living in Kentucky and how he's getting his finances in order.
See My Budget: A Family of Five on $12K/Month in Seattle
We live in Seattle and our take-home pay is ~$12,000/month with a family of five. See my budget for 2020 in this YNAB Money Snapshot!
We Make $67,000/Year and I’m Paying Off My Last Credit Card
YNAB Money Snapshots: See the budget of Kentucky family who are saving for retirement, paying off debt, and saving for college.
See Our Budget: $40K/Year
Despite a variable income, see how this family makes it work on a $40K/Year salary. They share their real life budget.
We Live in North Carolina and Make $219K/Year
YNAB Money Snapshots: See how a family of four in North Carolina spends their $215,000/year salary and budget for groceries weekly.
We’re a Family of Four and We Make $42K/Year
YNAB Money Snapshots: See the budget of a family with two young kids as they budget on $42,000 a year and someday hope to travel full time.
We’re DINKs Making $133K/Year and Saving for a House
After living paycheck to paycheck for years, we started a budget to gain total control of our money, and now we're saving for a house.
I’m a Single Parent with Four Kids: See My Budget
YNAB Money Snapshots: see the budget of a single mom raising four boys and starting fresh after a separation with her ex.
We Make $56,000/Year and We’re Paying Our House Off Early
YNAB Money Snapshots: see how a stay-at-home parent and administrative assistance are thriving on $56,000/year.
I’m a Barista at Starbucks and Make $23,400 CAD/Year
YNAB Money Snapshots: See how a Starbucks barista making $23,400/year spends her salary and works toward her goals.
We’re Paying Off $200K of Debt and Saving for a House
See the income and expenses of DINKs as they're aggressively paying down debt (by living with the in-laws) and saving for a house.
We Make $37,500 and Are Trying to Get Through Law School Debt-Free
YNAB Money Snapshots: see the budget of a couple living in Missouri and making $37.5K/year as they try to pay cash for law school.
We Live in British Columbia with 2 Kids and Make $48k CAD
YNAB Money Snapshots: see the budget of a family of 4 living in B.C. and making $48K/Year (CAD) where one parent stays home with the kids.
$170K Household Income: See Our Budget
A $170k household income in the United State will put you in the top 20% of earners. But where does all that money go? See a real budget...
I’m Planning a Wedding and I Make $65,340/Year
YNAB Money Snapshots: see the budget of a recently engaged supply chain manager in Missouri making $65,340 a year and paying for her wedding in cash.
We've Paid Off $500,000 of Medical Debt
YNAB Money Snapshots: see the budget of a family with grown kids making $124,000/year and living in Florida focused on aggressive debt payoff
I’m 24, Live with a Roommate, and I Make $62K/year
YNAB Money Snapshots: See the income and expenses of a 24-year-old analyst making $62,000 per year and paying off student loans.
We’re Retired, Live in England, and Bring in £45K/Year
YNAB Money Snapshots: See the budget of a retired couple living in England and how they manage their money during the golden years.
I'm 38, I Live in Brooklyn, and I Make $96,500/year
YNAB Money Snapshots: see the budget of a 38-year-old single woman living in New York City on a salary of $96,500 a year.
We Have 4 Kids, Live in Maryland, and Make $240K/year
YNAB Money Snapshots: See the budget of a family of six: a software engineer and a construction manager who make a combined salary of $240,000/year.
I’m 41, Make $159K a Year, and My Partner and I Live in DC
YNAB Money Snapshots: See the income and expenses of a software consultant living with his partner in D.C. and making $159,000 a year.