Real YNAB Examples

Real YNAB Examples

Ever wonder how someone else organizes their categories? Take a look at these real YNAB setups out in the wild.

Ever wonder how someone else organizes their categories? Take a look at these real YNAB setups out in the wild.

How the other half lives

Ever glance at an overflowing shopping cart or look at a luxury-laden social media feed and ask yourself, “How the heck do they afford it?” Even if you’re not into keeping up with the Joneses, it’s human nature to wonder how they manage their lives—being a little nosy is normal. We’ve spared you the social awkwardness of asking people how they afford things by…asking people how they afford things. You’re welcome. Dig into a stranger’s income and expenses to see if you can gain more insight into your own.

Show me the numbers

See My Money Plan: I Take Home $3,700/Month

YNAB Money Snapshots: see the spending plan of a 28-year-old single guy living in Kentucky and how he's getting his finances in order.

Home Projects

Sunroom Ideas on a Budget: See How We Did It

Looking for sunroom ideas on a budget? See our setup to build our sunroom on a budget of $15,000 and bring more light into your life!

Starting a Family

How Much Does It Cost to Have a Baby? See My Budget

How much should you expect to spend while expecting? Aside from just delivery costs, having a baby is full of expenses.

Other resources…

13 Expenses You're Forgetting to Budget For

Heard it from Hannah Video

The Budget Nerds Podcast

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See My Income and Expenses: I'm Living Full-Time in an RV

Want to dive into full-time RV living but wondering the details of the financials? See how a full-time RVer is making it work and thriving.

A YNABer Somewhere

October 1, 2021

Real Examples: Students

See My Budget: I’m a Student

See how this soon-to-be college student plans out college expenses to stay financially stable. See a real budget!

A YNABer Somewhere

August 11, 2021

See My Money Plan: I Take Home $3,700/Month

YNAB Money Snapshots: see the spending plan of a 28-year-old single guy living in Kentucky and how he's getting his finances in order.

A YNABer Somewhere

February 10, 2021

See My Budget: A Family of Five on $12K/Month in Seattle

We live in Seattle and our take-home pay is ~$12,000/month with a family of five. See my budget for 2020 in this YNAB Money Snapshot!

A YNABer Somewhere

January 6, 2021

We Make $67,000/Year and I’m Paying Off My Last Credit Card

YNAB Money Snapshots: See the budget of Kentucky family who are saving for retirement, paying off debt, and saving for college.

A YNABer Somewhere

November 11, 2020

See Our Budget: $40K/Year

Despite a variable income, see how this family makes it work on a $40K/Year salary. They share their real life budget.

A YNABer Somewhere

November 4, 2020

We Live in North Carolina and Make $219K/Year

YNAB Money Snapshots: See how a family of four in North Carolina spends their $215,000/year salary and budget for groceries weekly.

A YNABer Somewhere

October 28, 2020

We’re a Family of Four and We Make $42K/Year

YNAB Money Snapshots: See the budget of a family with two young kids as they budget on $42,000 a year and someday hope to travel full time.

A YNABer Somewhere

October 21, 2020

We’re DINKs Making $133K/Year and Saving for a House

After living paycheck to paycheck for years, we started a budget to gain total control of our money, and now we're saving for a house.

A YNABer Somewhere

September 23, 2020

I’m a Single Parent with Four Kids: See My Budget

YNAB Money Snapshots: see the budget of a single mom raising four boys and starting fresh after a separation with her ex.

A YNABer Somewhere

September 16, 2020

We Make $56,000/Year and We’re Paying Our House Off Early

YNAB Money Snapshots: see how a stay-at-home parent and administrative assistance are thriving on $56,000/year.

A YNABer Somewhere

September 9, 2020

I’m a Barista at Starbucks and Make $23,400 CAD/Year

YNAB Money Snapshots: See how a Starbucks barista making $23,400/year spends her salary and works toward her goals.

A YNABer Somewhere

September 2, 2020

We’re Paying Off $200K of Debt and Saving for a House

See the income and expenses of DINKs as they're aggressively paying down debt (by living with the in-laws) and saving for a house.

A YNABer Somewhere

August 26, 2020

We Make $37,500 and Are Trying to Get Through Law School Debt-Free

YNAB Money Snapshots: see the budget of a couple living in Missouri and making $37.5K/year as they try to pay cash for law school.

A YNABer Somewhere

August 12, 2020

We Live in British Columbia with 2 Kids and Make $48k CAD

YNAB Money Snapshots: see the budget of a family of 4 living in B.C. and making $48K/Year (CAD) where one parent stays home with the kids.

A YNABer Somewhere

$170K Household Income: See Our Budget

A $170k household income in the United State will put you in the top 20% of earners. But where does all that money go? See a real budget...

A YNABer Somewhere

Real Examples: Couples

I’m Planning a Wedding and I Make $65,340/Year

YNAB Money Snapshots: see the budget of a recently engaged supply chain manager in Missouri making $65,340 a year and paying for her wedding in cash.

A YNABer Somewhere

We've Paid Off $500,000 of Medical Debt

YNAB Money Snapshots: see the budget of a family with grown kids making $124,000/year and living in Florida focused on aggressive debt payoff

A YNABer Somewhere

I’m 24, Live with a Roommate, and I Make $62K/year

YNAB Money Snapshots: See the income and expenses of a 24-year-old analyst making $62,000 per year and paying off student loans.

A YNABer Somewhere

We’re Retired, Live in England, and Bring in £45K/Year

YNAB Money Snapshots: See the budget of a retired couple living in England and how they manage their money during the golden years.

A YNABer Somewhere

I'm 38, I Live in Brooklyn, and I Make $96,500/year

YNAB Money Snapshots: see the budget of a 38-year-old single woman living in New York City on a salary of $96,500 a year.

A YNABer Somewhere

We Have 4 Kids, Live in Maryland, and Make $240K/year

YNAB Money Snapshots: See the budget of a family of six: a software engineer and a construction manager who make a combined salary of $240,000/year.

A YNABer Somewhere

I’m 41, Make $159K a Year, and My Partner and I Live in DC

YNAB Money Snapshots: See the income and expenses of a software consultant living with his partner in D.C. and making $159,000 a year.

A YNABer Somewhere

Real Examples: Families

We Live in Rural Montana, Have 3 Kids, and Make $33K/Year

YNAB Money Snapshots: See the budget a family of five living in rural montana, working at a retreat center, and making $33,000 per year.

A YNABer Somewhere

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