From a Net Worth of -$40k to Homeownership

The secret to budgeting success? You’ve got to live … a little.

Jennifer, a 20-something IT analyst, used to buy every gadget that crossed her path. Now, her cousin calls her “The Queen of Cheap.”

Tune into this episode of Debt Stories to find out how she learned to enjoy life even more by curtailing her spending. Spoiler alert: her satisfaction has a lot to do with paying off all of her student loans and buying a beautiful new home in Chicago.

Get this episode’s transcript here.

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Wanna know what’s better than an amazing debt makeover story? Several debt makeover stories! If you’re a YNABer and you’d be willing to let Jesse interview you for a future episode, write to us at In your email, include a short paragraph or a few bullets about your financial hurdles and how you overcame them.

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From a Net Worth of -$40k to Homeownership