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Spend confidently. Save thoughtfully.

Ready to experience financial clarity with YNAB? We’ve got everything you need to get started.

It’s easy! No credit card required.
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It’s easy! No credit card required.
“With YNAB, I went from a scarcity mindset to an abundance mindset. By spending within my categories I now have the freedom to enjoy spending instead of fearing it.”  –Deanna

Money stories—they did it and so can you!

Read real stories from real people. From student loans to pay cuts to home renovations and everything in between you’ll laugh, you’ll cry, and most of all—you’ll feel understood.

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Live spendfully

Learn how to bring intention and awareness to your spending. The YNAB Method helps you deal with the past, live in the present, and look forward to the future.

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