A Tool to Battle Inflation
A budget can help you tackle rising costs and stretch your money further.

What if you could save more, stress less, and control the chaos?
Everything is expensive. Your hard-earned money doesn’t go as far as it used to. Paychecks come in, and the money drains out so quickly. But a budget can help.
You Need a Budget—We All Do!
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Control your costs
You can’t control the prices, but you can control your outflows by giving yourself a big-picture view of your expenses.
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Build your savings
You’ll have fewer financial “surprises” that eat up your savings, and the flexibility to roll with the punches when your gas bill is more expensive.
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Enjoy your life
Spend on what matters to you—you can still take that vacation, always have enough for date night, and order the side of guac.
On average, new budgeters save $600 their first two months, and more than $6,000 their first year.
Here’s How It Works
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1. Make Your Budget
List out your current bills, expenses, and financial goals.
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2. Prioritize Your Money
Divvy up your dollars to budget categories that work like virtual envelopes.
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3. Follow Your Plan
Let your budget be your guide, change it as needed, and watch your cash balance grow.
We Know It’s Tough Out There—We Want You To Thrive
- Hundreds of thousands of financial turnarounds
- Millions of dollars of debt destroyed by customers
- Free workshops and resources
- Award-winning support
Try a Free Money-Saving Challenge
Ready to jump start your financial health with a no-spend challenge? Follow three simple rules for 30 days. Download the free workbook by signing up at the link below and start saving!
Invest in Peace of Mind
We believe everyone deserves a life free of money stress. Join the hundreds of thousands of budgeters who are feeling more in control of their finances with a YNAB subscription.
*plus tax where applicable
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$8.25*/month, billed annually
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$14.99*/month
Take It From These Stress-Free Budgeters
You’ve Never Felt More in Control of Your Finances
Make your budget in YNAB for free—no credit card required. Get in the driver’s seat of your financial life.