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A Tool to Battle Inflation

A budget can help you tackle rising costs and stretch your money further.

What if you could save more, stress less, and control the chaos?

Everything is expensive. Your hard-earned money doesn’t go as far as it used to. Paychecks come in, and the money drains out so quickly. But a budget can help.

You Need a Budget—We All Do!

  • Control your costs

    You can’t control the prices, but you can control your outflows by giving yourself a big-picture view of your expenses.

  • Build your savings

    You’ll have fewer financial “surprises” that eat up your savings, and the flexibility to roll with the punches when your gas bill is more expensive.

  • Enjoy your life

    Spend on what matters to you—you can still take that vacation, always have enough for date night, and order the side of guac.

On average, new budgeters save $600 their first two months, and more than $6,000 their first year.

Here’s How It Works

  • 1. Make Your Budget

    List out your current bills, expenses, and financial goals.

  • 2. Prioritize Your Money

    Divvy up your dollars to budget categories that work like virtual envelopes.

  • 3. Follow Your Plan

    Let your budget be your guide, change it as needed, and watch your cash balance grow.

We Know It’s Tough Out There—We Want You To Thrive

  • Hundreds of thousands of financial turnarounds
  • Millions of dollars of debt destroyed by customers
  • Free workshops and resources
  • Award-winning support

Try a Free Money-Saving Challenge

Ready to jump start your financial health with a no-spend challenge? Follow three simple rules for 30 days. Download the free workbook by signing up at the link below and start saving!

Join the More Money Challenge

Invest in Peace of Mind

We believe everyone deserves a life free of money stress. Join the hundreds of thousands of budgeters who are feeling more in control of their finances with a YNAB subscription.

*plus tax where applicable

  • Annual Plan

    $8.25*/month, billed annually

  • Monthly Plan

    $14.99*/month

Take It From These Stress-Free Budgeters

  • “We went from being in debt up to our eyeballs and living from paycheck to paycheck to being completely free from crushing credit card debt. We have a growing savings account, future bills already paid for, a buffer, and an emergency fund—all things I never thought possible before I found YNAB.”

    —Angela
    Read Her Story

  • “I feel more at peace now than I ever have before. It’s so liberating to have control over your money and not let your money control you.”

    —Michole
    Read Her Story

  • “Learning to budget with YNAB has made a huge difference in my stress level, awareness, and day-to-day decision making. Now, at any moment on any day, I know that our upcoming expenses are covered.”

    —Andrew
    Read His Story

You’ve Never Felt More in Control of Your Finances

Make your budget in YNAB for free—no credit card required. Get in the driver’s seat of your financial life.