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Todd Curtis


Todd spent nearly two decades working in education which uniquely positioned him to join YNAB and establish an award-winning customer support team. He then went on to spearhead the product development side of YNAB before assuming his current role as CEO. Today, he spends his time obsessing over two things: Spreading the YNAB method far and wide, and nurturing a culture of excellence within the YNAB team. 

Residing in New England with his wife and three children, Todd finds joy in his hobbies of running (a lot), savoring coffee, and tending to his garden. 

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How to Manage Money With Irregular Income

Wondering how to budget with irregular income? The highs are high and the lows are low. Gain financial control when money is unpredictable.

5 Budgeting Myths and Misconceptions

Who ever said a budget can't be flexible? You need a budget that changes as your life circumstances change.

No More Excuses

You can repeat this cycle (YNAB's four rules) whenever you get paid. Keep following the steps, keep budgeting, and you’ll reach your goals.

The Importance of Aging Your Money When Your Income is Unpredictable

The goal is to live off of money that is at least 30 days old. And there are three significant benefits that make this a goal you want to pursue right away.

Change Your Mind, Change Your Budget

If your circumstances or your priorities change, your budget should change too. You didn’t fail or do it wrong. It is supposed to change!

How To Expect The Unexpected

Budget for all the things. Even if it's just a little bit every month, you're building the habit. Any money saved is better than no money saved.

Planning for Non-Monthly Expenses on an Irregular Income

All those unknowns in your financial life? A lot of them—maybe even most of them—aren’t actually all that unknown after all.

The Dangers of Forecasting on an Irregular Income

When you forecast, or plan with money you don’t have yet, might put you in a worse position than you were before.

How to Make Spending Decisions When Your Income is Unpredictable

Let's talk about pay cycles. And how you can be in total control of your money even if your pay cycle and your budget cycle don’t align.

A Budget That’s Easy On The Eyes

We've significantly increased the contrast between the color of the background (the “pill”) and the text, while muting the background color.

What I Want My Kids To Know About Money Before They Leave Home

There are a few contradictory truths I hope you'll learn about money before you grow up and move out. (I will be sad—oh, the contradictions)

A Guide To Knowing When You’ve Made It

Analyzing your risk tolerance & setting a personal target for your Age of Money can help take your peace of mind to the next level.