Make Your Money Go Further
Imagine a world where late fees and overdrafts disappear forever.
You're Counting the Days to Payday
There’s barely enough money to get you between this payday and next. You’re running on fumes until the next paycheck arrives. Living like this? It’s exhausting.
We’ll teach you how to live on last month’s money so you never feel that razor-thin financial edge again. You can stop worrying about maxing out your credit cards, collectors will stop calling, and those once-frequent overdraft fees will vanish into thin air.
We're Here to Help
We want to help you build more margin into your budget, your bank account, and in your life.
-
1. Start Your Trial
Try YNAB for free. Poke around a bit. Decide if this is the tool for you!
-
2. Make Your Budget
Create a buffer with your money and track your progress with a budget.
-
3. Get Ahead
Watch your money stretch to payday and beyond and build a financial security blanket.
Break the Cycle for Good
When Dana Kay saw that the woman in front of her at the grocery store had her card declined at the register, she immediately swept in to cover the woman’s costs. That’s when she realized how far she had come from living paycheck to paycheck. Hear how she turned it all around.
What’s Your Money Pain Point? We Can Help!
Practical Tools For Getting Ahead
-
Read the Full Guide
This guide will take you through how to break out of the paycheck to paycheck cycle forever in an easy-to-follow format.
Read More -
How to Get Ahead
Learn how to live on last month’s income so you have more space between when you’re paid and when you get paid again.
Watch Now -
Learn the Four Rules
Learn about YNAB’s Method for money management in this approachable, bite-sized video course.
Watch Video Course -
Ask Your Questions
Our always-friendly teachers run live Q&A sessions to answer your questions about how to budget successfully.
Get Answers
Recommended Resources
-
How to Get a Month Ahead With Your Budget
How do you get a month ahead in your budget and start living on last month’s income? We’re so glad you asked! As you get going with your budget, getting a month ahead is key if you’re someone who is trying to break the paycheck to paycheck cycle. And it might take time, but you’ll …
Read Blog Located in: Learn to Budget / Blog -
10 Ways to Get a Month Ahead on Bills
Learn how to get a month ahead with your bills and budget for less stress, and you’ll never have to worry about late fees or overdrafting. We’ve got some ideas to get you started. Picture this: ten bills with the same due dates and instead of wallowing in despair, you just pay them—without panicking over …
Read Blog Located in: Learn to Budget / Blog -
Paycheck to Paycheck
You can stop worrying about maxing out your credit cards and those once-frequent overdraft fees will vanish into thin air. Here’s how…
View Page -
How I Went from Paycheck to Paycheck to Near Perfect Credit
We were a family of six barely surviving from paycheck to paycheck. It seemed emergencies were always popping up—a car that needed new brakes, a roof that needed repairing. We were in a desperate position of choosing between how to pay for the unexpected expense and still put food on the table. At the time, …
Read Blog Located in: Learn to Budget / Blog -
Are Payday Advances Bad?
App companies are making it easier for employees to get pay advances—but are pay advances bad? Here’s the TL:DR: Beware! It’s very likely pay advances will land you deeper into the debt cycle you’re trying to avoid. Jesse uses episode 393 and episode 394 to explain the recent rise in pay advance apps and what …
Read Blog Located in: Learn to Budget / Blog -
How To Break The Paycheck To Paycheck Cycle
If you are living paycheck to paycheck, you know it. You feel it nearly every day, in one way or another, and it’s awful. You are always scrambling and stressed. You are frustrated and tired. And let’s not even talk about overdraft charges. Because just, no. That is the bad news. The good news is …
Read Blog Located in: Learn to Budget / Blog