You’re counting the days to payday
There’s barely enough money to last between this payday and next. Living like this? It’s exhausting. But what if you had a pile of money waiting for bills instead of a pile of bills waiting for money? Imagine the relief.
We’ll teach you how to live on last month’s money so you never feel that razor-thin financial edge again. You can stop worrying about maxing out your credit cards, collectors will stop calling, and those once-frequent overdraft fees will vanish into thin air.
We’re here to help
We want to help you build more breathing room in your bank account and in your life.
1. Start your trial
2. Create your plan
3. Get ahead
I created my own financial security
I know how horrible and embarrassing it can be to have your card declined. I was that girl.
Break the cycle for good
When Dana Kay saw that the woman in front of her at the grocery store had her card declined at the register, she immediately swept in to cover the woman’s costs. That’s when she realized how far she had come from living paycheck to paycheck. Hear how she turned it all around.
Practical tools for getting ahead
Read the Full Guide
This guide will take you through how to break out of the paycheck to paycheck cycle forever in an easy-to-follow format.
Take a Free Class
Our teachers will show you how to plan no matter when you get paid next. Ask your questions and get answers in real time.
Learn the Method
Learn about YNAB’s Method for money management in this approachable, bite-sized video course.
How to Get Ahead
Learn how to live on last month’s income so you have more space between when you’re paid and when you get paid again.
Read real money stories
From Missed Mortgage Payments to Vacation Funds
To those who are currently feeling desperate: the small, day-to-day decisions will start to add up and soon will feel like progress.
True Confessions: We Lost Our Home
Natalie and Larry went from living paycheck to paycheck to saving enough money to reach their dream of adopting a child.
From Paycheck to Paycheck to Near Perfect Credit
Angela Stevens and her family of six were living paycheck to paycheck. Then one day, it all started to change.