.svg)
.png)
Worried about money? You're not alone. There’s nothing insufficient about you or your funds.
.avif)
Do you avoid checking your balances—because it’s just easier not to know? Skip the shame, no one is born knowing how to handle money. It’s a muscle you can build.
You can be good with your money (without being good at math.) Need a hand to hold? Consider ours extended. We’ll teach you how to stop the transfer dance, simplify your setup, and say goodbye to overdrafting. At the end of the month, you’ll even have money left over. Sound like a dream? It’s closer than you think!
Want to write a new money story? We won’t shame you, guilt you, or force you to eat ramen. Here’s how it works.
Try YNAB for free. Poke around a bit in our software and resources. Decide if you like us.
.svg)
We’ll teach you the proven YNAB Method and let the questions guide your way.
.svg)
Your savings will climb, your debt will shrink, you’ll be confident and in control. Yep, you can—and will be—good with money.
.svg)
I paid off $8k in 9 months
It’s so liberating to have control over your money and not let your money control you.
Michole was getting her PhD in Mathematics and managing money was stressful for her too. It’s really a catch-22 when you start: you don’t want to look at your money because it stresses you out, but the more awareness you bring to it, the less stressed you get. However, once she got started, she paid off $8,000 in nine months. Plus, she doesn’t feel so ashamed and guilty about money anymore.
.svg)
When no one ever taught you what the heck to do with money (sure would’ve been nice to learn this in school instead of say…square dancing), it’s no wonder you’re a little lost!
Learn How to Manage MoneyYou might think that there's no use for YNAB if you're broke. Nothing could be further from the truth. We’ll teach you how to boost your finances to full health.
Managing Money When Brokeget good with money
This easy-to-follow guide will teach you how to untangle your financial knot into a simple, streamlined setup.
Our friendly teachers show you the step-by-step mechanics of setting up YNAB for your specific situation.
YNAB is more than an app. Watch this video to learn how to practice the YNAB Method.
Clarify your goals and priorities, organize your expenses, and explore your feelings about finances.
.avif)
YNAB Money Snapshots: see the spending plan of a 28-year-old single guy living in Kentucky and how he's getting his finances in order.
.avif)
YNAB Money Snapshots: see the income and expenses of a couple and their four kids living in Connecticut on $144K per year.
If you're just getting started, read this. Check out the experience of one YNABer's first month to know what you can expect.
It doesn’t have to stay like this. You can change the way you think, spend, and save money. So what do you have to lose? (Other than all that debt and stress, of course…)
