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Living a well spent life is worth it.

Four life-changing habits can transform your money into an opportunity instead of an obstacle.

“With YNAB, I spent a year in South Africa getting certified as a safari guide.”

Janna, a dedicated YNABer, didn't just tweak her daily routine; she rewrote her entire story from Amsterdam city slicker to South African safari guide. Her journey is an example of how intentional spending can be the compass that guides you to your true north.

“With YNAB, I got Maui’d.”

When YNABers Brian and Leann decided to celebrate their union with a dream wedding in Hawaii, they knew things were getting pretty serious—and it was going to take some serious saving to enjoy a stress-free start to their new future. So to honor their commitment to one another, they decided to re-commit to YNAB... and the end result was a debt-free $30,000 dream-come-true experience and a happily ever after that started with working together to achieve their goals.

“With YNAB, I had a fully-funded fairytale wedding.”

As a devoted YNAB user and hopeless romantic, Carsen started saving for his dream wedding before he had a partner. When he met Ulysses, he knew he had finally found his happily ever after. Together they funded an extravagant fairytale wedding complete with a castle, costumes, and a vow to always use YNAB (yes, really.)

Who says you shouldn’t talk about money?

Not us. In fact, we believe the way the world thinks about money is, well, kind of broken. Financial advice is often predatory or patronizing, and talking about money is considered taboo in some circles. But our money is our life—it’s a reflection of our priorities and values, our wants and our needs, our work and our play. It shouldn’t be a secret! With intentional spending, you’ll start to feel good about where your money goes... and where it takes you.

It’s easy to get started

Get inspired

Read the YNAB user stories below or in our Money Stories collection.

Get organized

Check out our Change Your Money Mindset workbook and emails.

Get started

You’re ready right now so sign up for a free trial and get going.

Spend, save, and live joyfully.

Designing Dreams: Janna’s Journey from City to Safari

Where will your wildest aspirations take you? See how Janna used YNAB to move from Amsterdam to Africa.

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How Brian and Leann Got Maui’d: A Second Chance at YNAB

Brian and Leann used YNAB to save for an amazing wedding and honeymoon, but the real win was the way the experience brought them closer together.

Read More

Two Hearts, Four Habits: YNAB Couples Share Their Success Stories

Less arguing. More adventures. Fund your future together with four simple habits that will change your relationship with money.

Read More

Practical tools for intentional spending

Read the Guide

This comprehensive guide will show you how to gain that financial clarity you crave.

Take a Free Class

Our friendly teachers show you the step-by-step mechanics of setting up YNAB for your specific situation.