Free Resources

We Get It. Money Can Be Stressful.

Take a deep breath. Take another one. Ok, just one more for good measure.
We’re here to help you slay that financial angst when you’re not sure what tomorrow holds.

Make Your Money Stretch

You know you need a budget but aren’t sure where to start? We can help. We’ll teach you exactly what you need to do to make your money last longer, no matter if you use the YNAB app or not. Follow our proven formula of four simple rules to make your money last.

Learn the 4 Rules of Budgeting

Start with our proven set of four simple rules. These videos will teach you the proven formula for less money stress.
Lost Income? Here’s How to Gain Control

If you’re dealing with job loss, income reduction, or you’ve been furloughed, read this series on managing your money with unpredictable income.
Join a Free Budgeting Class

Our real, live, friendly teachers teach the four rules to less money stress in real time, or join their open office hours to ask whatever budget questions you have.
Read the YNAB Book

Learn how to build a lifetime of financial peace, control, and stability from the YNAB CEO himself.
Set Up Your First Budget

Learn how to set up a spending and saving plan, even if you’re just using pencil and paper.
Start a Free Budget in YNAB

Create a free saving and spending plan with YNAB—it’s free for 34 days.