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Take Your Finances and Relationship to a Better Place

The best tool for reducing money stress with your partner and getting ahead financially is a budget. We’re probably not what you expect.

Budgeting with a Partner

Managing Money Together Can Be Rough

Money isn’t everything, but when you and your partner aren’t on the same page, it can be a major source of stress. Managing money should make you feel more connected, not less.

The first step is creating a plan—and not the kind of plan that lives in one person’s brain. YNAB gives you a shared overview—no more mind reading—so you both can figure out how to afford your best life, together.

Put Your Dreams on the Front Burner

Transform your conversations about money. No one has to be “the bad guy,” denying requests to spend money, because the budget becomes the communication tool. You’ll have less friction in your relationship and you can reach your shared goals—faster.  

With YNAB Together, you can share your subscription with a partner (at no additional cost!) so that both of you can update, edit, or reference your household budget, or create additional budgets, from separate log-ins.  

Manage Money Better With YNAB

Imagine if you and your partner felt excited (instead of stressed!) about your financial future. Get started building your budget and buckle up for better money management, together.

Fall Madly in Love (with Budgeting)

  • Ask Questions

    84 Questions

    We’ve compiled the most important questions, for any stage of relationship, to get you and your partner talking about what matters most.

    Read More
  • Budgeting Workshops

    Take A Free Class

    Our always-friendly teachers show you the step-by-step mechanics of setting up a budget for your specific situation.

    Sign Up
  • Read the Full Guide

    Learn how to get on the same page with your money and become a team with your finances. This might be the cheapest couples therapy you’ll ever find!

    Read More
  • Set a Budgeting Date

    Make It A Date

    Ready to take your finances to the next level? Here’s how to have better conversations with your partner about money.

    Watch Now

Grow Old (and Wealthy) Together

YNAB works because our method directly connects the money you have with the life you want.

  • Budgeting Together Has Been Life-Changing

    YNAB has allowed us to experience a peace around money that I don’t think I ever thought was possible. ”

    —Laura and Matthew YNABers since 2018
  • We Went from Paycheck to Paycheck to Debt Free

    My wife and I went from living paycheck to paycheck to now on the road to becoming debt free and saving money towards fostering/adopting, all thanks to YNAB.”

    —Liz & Annie YNABers since 2018
  • We’re In Sync to Tackle Big Life-Changing Challenges

    Using YNAB helped us communicate better, make plans together, and tackle big life–changing challenges.”

    —Mell & Val YNABers since 2013
  • Budgeting Together is Actually Kind of Fun

    Our YNAB journey together has kept us both focused on our individual and joint goals. It’s given us something to get excited about and look forward to. ”

    —Michelle & Kimran YNABers since 2019

What’s Your Situation? We Can Help!

  • Help! My partner and I have different priorities!

    When they want one thing and you want another, it can feel like you’ll never see eye-to-eye. Sometimes all you need is to find the right balance between shared and individual priorities. Learn more about how to have this conversation.
  • Help! My partner doesn’t want to budget!

    It can be hard to feel like you’re dragging your partner along in your budgeting endeavor, but know you’re not alone—many couples struggle with a “silent” partner. We’ve gotten many a reluctant partner on board—here are our top tips to have you both involved.
  • Help! They spend, I save (or vice versa)!

    Does your skin crawl when yet another package arrives at your doorstep? Or are you on the receiving end of the judgey glare when the Amazon truck pulls up? What’s a spender and saver to do? We’ve got answers that’ll help both parties have their cake and eat it too.

Get a Simplified Look at Your Expenses

YNAB gives you a clear, real-time dashboard to manage your money together, no matter how your accounts are organized.

  • Joint Budget Account

    Budget With Shared Accounts

    We’ll show you how to maintain a sense of autonomy within a shared budget.

    Learn More
  • Separate Accounts

    Budget With Separate Accounts

    Easily manage your joint expenses while keeping your financial independence.

    Learn More
  • Joint and Separate Accounts

    Budget With Hybrid Accounts

    Have a mixed setup of both shared and separate accounts? YNAB is designed for that, too.

    Learn More

Recommended Resources

  • Make Room For Yourself While Budgeting Together

    Learn how adding some wiggle room for personal spending can help you and your partner budget successfully for the long haul. When it comes to handling money together, everyone needs a little bit of their own, a little bit of space. When Julie and I first got married we were broke—BROKE—and our budget was super-tight; …

    Read Blog Located in: Learn to Budget / Blog
  • How to Have a Monthly Budget Meeting

    From Podcast #164, the one in which Jesse shows his true colors. He knows how to have a budget meeting party. Today I want to talk about the monthly budgeting meeting. It can be a party or it can be an absolute disaster and you can walk away in a huff and it’s no fun …

    Read Blog Located in: Learn to Budget / Blog
  • How We Manage Our Finances

    I was trained in accounting and, though I don’t do much accounting these days (I can still hold my own with some pretty sweet tax strategy), all of the ideas are still very much a part of me: double-entry bookkeeping, accruals, deferred revenue…blah blah blah. One takeaway I got from some 150 credit hours of …

    Read Blog Located in: Learn to Budget / Blog
  • How We Manage Money As a Couple

    We met the way many great love stories begin—totally by accident. After midnight on New Year’s Eve, our eyes met in the middle of the dance floor at a local funk show. We spent the next several months getting to know each other. We ate, drank, went to shows—all without any thought of the bill …

    Read Blog Located in: Learn to Budget / Blog
  • We Couldn't Agree on How to Handle Money

    When you find a life partner, the chances of finding someone with the exact same financial habits and opinions is slim. In fact, you’re probably more likely to get eaten by a shark, or get hit by lightning. Upon thinking a little further and with absolutely zero scientific backing, it might be near impossible that …

    Read Blog Located in: Learn to Budget / Blog

Get Your Free Worksheet

Ready for money night, done right? YNAB’s free worksheet uses a simple structure to make conversations about finances more productive and inspiring. You’ll also receive our email crash course in managing money together.

Always Have Money for Date Night

Start loving how you spend money—and even embrace your partner’s quirky purchases. Try YNAB free, no commitment required. What do you have to lose? (Other than all that stress and lost time, of course…)