When they started YNAB, Oscar and Jamie had a win right away, even if it felt like a mountain of work.
As they sat tensely typing in numbers, hunting down bank account passwords, trying to remember when the electric bill is due, they finally saw a real picture of their expenses. They even realized they were still paying for an old gym membership! This put $45 back in their monthly coffers, just from seeing what transactions were recurring—and which ones shouldn’t be. Huzzah!