YNAB tree logoAustralian flag
It looks like you're located in Australia.
We have an Australian version of our website.

Please confirm your location and we’ll send you to the appropriate site!
I'm in Australia
No, I'm not in Australia

YNAB Templates

Ready-made category setups. Import in seconds.

Savings goals interface showing progress bars and amounts for New Puzzle, Bike, and Mediterranean Cruise under the Wish Farm category.

Latest

See the most recent templates.

Teach YNAB

A simple, ready-to-use starting point for teaching YNAB to a group.

New Puppy

Get ready for the cutest floof of chaos to enter your life with this thorough template of puppy costs from adoption and beyond.

Family

Cover the family essentials and make room for some magical moments with this organized category setup.

Kid

Your money-wise child can have their very own YNAB plan, and it takes up much less space than multiple piggy banks!

Featured

Plug-and-play these handy YNAB setups

A Better Emergency Fund

When that catch-all Emergency Fund isn't cutting it anymore, it's time to get specific. This template breaks down emergencies into actionable goals.

Debt Payoff

A guilt-free plan to pay down debt and build habits that keep you debt-free for good.

Happiness

Money spent on happiness isn't frivolous—it's essential. Start spending intentionally for the experiences and moments that make life worth living.

Holiday

Make your holidays magical and stress-free with this template, it's the official cure for the post-holiday credit card hangover.

Job Layoff

A practical template to help you protect the essentials, plan for what's next, and rebuild with confidence.

Non-Monthly Expenses

Say goodbye to getting walloped in the wallet by unexpected expenses. We've thought of all the non-monthly expenses so you don't have to.

Rock Retirement Club

Create a plan to spend your retirement well, in partnership with Rock Retirement Club.

Travel

Plan your next vacation and track your progress at a glance.

YNAB Beginner Template

New to YNAB? We've loaded up plug-and-play template with sample amounts to get you jump started.

Life Changes

Plan for new chapters and new adventures.

Divorce

A starting point for rebuilding your financial life after divorce—based on one person’s real journey, with flexibility to make it your own.

Navigating Loss

A compassionate starting point for navigating the financial decisions that often follow the loss of a loved one. It’s designed to ease the burden just a little during a very difficult time.

New Baby

Beyond delivery costs and diapers, we've put together a list of often forgotten (and fun!) things to make your next chapter even more joyful.

New Puppy

Get ready for the cutest floof of chaos to enter your life with this thorough template of puppy costs from adoption and beyond.

Recently Graduated

Hit the ground running on money management.

Wedding

Focus on the fun, and let this guide keep your spending on track for happily ever after.

Home

There’s just no place like it…

Buying a Home

Chase those white picket fence dreams with the cash to make it happen.

Disaster Prep

When natural disasters strike, having a financial plan can help you recover.

Home Project

Get ready for demo day with this example from a YNAB homeowner.

House Projects Queue

Lift the mental weight of house projects with this innovative list to prioritize.

Kitchen Remodel

Get ready to make your dream kitchen happen without the financial stress.

Moving

From boxes to deposits to pizza for your friends—this template helps you plan for every dollar you'll need when it's time to move.

Family

Templates for chaos, hugs, and a lot of snacks.

College

This template covers everything from books to spring break, with room for late night pizza.

Disney

Core memories are just around the corner with this YNAB template.

Family

Cover the family essentials and make room for some magical moments with this organized category setup.

Kid

Your money-wise child can have their very own YNAB plan, and it takes up much less space than multiple piggy banks!

Teen

See how a real YNAB teen masters their money and copy the setup for your own!

YNAB

Level up your YNAB game with these templates.

Food

Ready to tame your food spending once and for all? It might just need proper funding!

Minimalist YNAB

Craving a simpler setup? This one is for you.

New Year’s Resolutions

Get inspired from this list of resolutions. Pick and choose your goal.

Nick True’s Starter Template

Nick True has helped countless new YNABers earn their wings. Get started with his list of recommended categories and example amounts.

Nick True’s Values-Based Template

Forget the humdrum bills and expenses list—structure your spending around what matters most with Nick True's innovative setup.

Teach YNAB

A simple, ready-to-use starting point for teaching YNAB to a group.

Variable Income

Freelancers, and those who are self-employed carry a lot of financial stress from unpredictable income. We've built a template to calm the crazy and smooth out the slow seasons.

Wish Farm

Go from JV to Varsity level in YNAB with this delightful addition.
YNAB Tree Logo
Copyright © 2026, YNAB. All Rights Reserved.
YNAB is an agent of Plaid Financial Ltd., an authorised payment institution regulated by the Financial Conduct Authority under the Payment Services Regulations 2017 (Firm Reference Number: 804718). Plaid provides you with regulated account information services through YNAB as its agent.
What Is YNAB?
Learn
Share YNAB
Pricing
Company
Programs
App
Legal
Company
AboutCareersPressYNAB: The Book
Programs
YNAB for the WorkplaceYNAB for College StudentsCertified Coaching
App
StatusWhat's NewAPICancellationContact Support
Legal
TermsSecurityPrivacy PolicyCalifornia Privacy PolicyAccessibility
Your Privacy Choices