Small Business

You started this business to build something, not to lie awake worrying if you can afford your own paycheck. This template helps you figure out what the money is for the moment it lands.

Notes

Built from how small business owners already use YNAB. Simple enough to set up today, flexible enough to grow with you.

Template Features

Fully customizable
Make spending decisions with real-time data
Track, manage, and pay off business-related credit card debt

Preview

ReadMe!
- 📋 About This Template
Cost of the Work
- 🧑‍🏫 Contractor Pay
- 🧰 Job Materials
- 💳 Payment Processing
Paying Myself
- 🫵 Owner's Pay
- 🏥 Health & Retirement
Running the Business
- 👋 Employee Pay
- 🖥️ Software & Tools
- 📣 Marketing
- 🏢 Workspace
- 🧑‍⚖️ Accounting & Legal
- 🔁 Licenses & Renewals
- 🛡️ Insurance
- ✈️ Travel & Meetings
- 📚 Learning & Growth
- 🤷 Didn't See That Coming
Hands Off!
- 🧾 Sales Tax Collected
- 🏛️ Quarterly Taxes
- 📈 Profit