YNAB Beginner Template

This YNAB Template is designed with beginners in mind, giving you a clear starting point to kick off your YNAB experience. The amounts listed are purely illustrative: customize the names, categories and amounts to make this template look more like you!

Notes

We've compiled a list of tried-and-true categories and a logical structure to get you set up in YNAB lickety split. We've used example amounts based on a take-home income of $6,000/month.

Template Features

Import categories to new or existing YNAB account
Customize categories and order
Set and track target amounts

Preview

ReadMe!
- 📋About This Template
Monthly
- 🏠 Mortgage
  
  $2,000.00
- 📱 Phone
  
  $40.00
- 🎥 Netflix
  
  $17.00
- 💧 Water
  
  $40.00
- 💡 Electric
  
  $100.00
- 🌐 Internet
  
  $75.00
- 🎧 Spotify
  
  $11.00
- 🛒 Groceries
  
  $600.00
- ⛽ Gas
  
  $200.00
Fun
- 🚲 Your Spending Money
  
  $50.00
- 🍭 My Spending Money
  
  $50.00
- 🍔 Take-Out/Delivery
  
  $100.00
- 💖 Dates
  
  $75.00
- 🛋️ Home Decor
  
  $50.00
Debt Paydown
- 💳 Capital One Payment
  
  $100.00
- 💸 Credit Card Interest
  
  $75.00
- 🚗 Car Loan
  
  $500.00
Kids
- 🏊 Swim Lessons
  
  $100.00
- 👶 Kid #1
  
  $50.00
- 👧 Kid #2
  
  $50.00
Non-Monthly/Annual
- 🛠️ Home Maintenance
  
  $200.00
- 🔧 Auto Maintenance
  
  $200.00
- 🩺 Medical
  
  $150.00
- 🐾 Vet
  
  $75.00
- 🛡️ Auto Insurance
  
  $165.00
- 📊 YNAB Subscription
  
  $10.00
- 🎁 Gifts
  
  $50.00
- 🎄 Holiday Spending
  
  $100.00
Savings
- 🚨 Emergency Fund
  
  $200.00
- 🎓 529
  
  $100.00
Wish Farm
- 🌱 Garden Project
  
  $50.00
- 💻 New Laptop
  
  $100.00
- ✈️ Sunshine Trip
  
  $100.00