Using YNAB

How Much Money Should You Keep in Checking?

Finally, an answer to the age-old question, "How much money should I keep in my checking account?" The answer is simpler than you think!

Erin Lowell

November 12, 2018

Make Your Budget Sticky with Goals That Inspire

When you have money, you spend it. But, when you have money and goals, you set aside some of that cash to make your goals a reality.

Shannon Marie

September 20, 2018

6-Step YNAB Checkup

There are six more months to go this year, and it's the perfect time for a financial checkup. So get focused and show your 2018 resolutions who’s boss!

Shannon Marie

June 20, 2018

How Tracking Accounts Work in YNAB

If you like to keep things simple, don’t worry about tracking accounts and just focus on your budget. If you’re way-deep into personal finance nerdery, then you might enjoy tracking accounts for the insight ...

Ben Barlowe

June 1, 2018

What Is the Ideal Age of Money?

Rule Four tells you to Age Your Money. The idea is that you have money before you need money. But, how old is old enough? Well, it depends …

Rachel Wong

September 11, 2019

Two Totally Legit Ways to Handle Cash

Let’s look at two completely viable options for handling cash in YNAB. Which is better? Well, that’s up to you!

Erin Lowell

March 26, 2018

Tax Time Prep Made Easy

Tax time prep just got easier. We've got some tips and tricks to keep your financial information organized for tax time using YNAB features!

Ashley Gutierrez Siler

February 7, 2025

Budgeting for Couples When You Don’t Share Accounts

Not ready to join accounts but still want to use manage money as a couple? Enjoy financial independence together with these budgeting tips for couples.

Ashley McCann

October 27, 2021

10 Ways to Get a Month Ahead on Bills

How can you get a month ahead on bills? Learn how to have a pile of money waiting for bills rather than the other way around.

Rachel Wong

January 4, 2023

The Hidden Benefits of Entering Transactions Yourself in YNAB

Achieve better budgeting accuracy by entering transactions yourself. Pair this with Direct Import to keep your budget up to date!

Shannon Marie

January 12, 2018

How to Make Your Budget More Fun

Does a "fun budget" seem like an oxymoron? See how you can both bask in budgeting peace and, at the same time, go a little off the rails with your spending.

Ben Barlowe

January 9, 2018