Using YNAB

How to Do Your Mortgage in YNAB

If you're wondering how to do your mortgage in YNAB, Erin lays out exactly how to set up a tracking account and categories to keep it tidy.

Erin Lowell

July 27, 2020

How to Use YNAB’s Targets

Slice and dice your spending targets every which way with YNAB Targets! Set weekly, monthly, yearly targets, and more!

Ben Barlowe

May 13, 2024

Can I Use an Offset Account in YNAB?

Offset accounts can be used in YNAB (like a HELOC or an authorized overdraft), but you'll need a little extra help to set them up.

Michele Wyngard

May 11, 2020

How to Create a Bare-Bones Budget in YNAB

Feeling stressed with rising prices? Use YNAB to make a bare bones budget to survive and thrive for the future.

Rachel Wong

June 6, 2022

How to Save $30,000 in One Year: Our 3-Step Plan

Jacob and Connor saved $30,000 in one year for a down payment. Here's the three-step plan that turbocharged their saving.

Jacob Lewis

October 12, 2024

Why Doesn't My Account Balance Match My Budget?

Frustrated that your accounts don't match in YNAB? We'll explain how to get up-to-date info once and for all.

Erin Lowell

January 14, 2020

YNABing When You’re Barely Getting By

Learning how to budget when you're broke is a daunting prospect. Gain control over your spending regardless of how much money you have.

Erin Lowell

October 6, 2021

How to Handle Multiple Currencies in YNAB

Wondering how to budget in different currency? With YNAB, it's possible to keep your changing timezones neat and tidy financially.

Nicole van der Hoeven

August 6, 2019

Do I Need a Savings Account?

You may be wondering, "Do I need a savings account?" Well, we've got the answer and the budget-based reasoning to back up our theory.

Ben Barlowe

October 26, 2021

All About Budget Reconciliation

Budget reconciliation is the key to creating harmony between your budget and your bank accounts. Learn how (and why!) to reconcile in YNAB.

Shannon Marie

February 11, 2019

How to Start a New Month in YNAB

Whether you want to give your dollars jobs manually or let Auto-Assign do most of the work, let's go over how to start a new month in YNAB.

Janelle Whitaker

July 30, 2021

How Do I Handle My Savings Account In YNAB?

If you don't know how to manage your savings account in YNAb, we lay it all out here. Spoiler: it's really not that complicated.

Ben Barlowe

October 19, 2021

How to Manage a Credit Card (Any Credit Card!) in YNAB

A quick walk-through on how to use credit cards in YNAB, stay on budget and finally crush your debts. It's all possible, and here's how!

Emily Hudson

January 23, 2019

8 Tips to Master Your Budget in YNAB

If you’re looking to jazz things up in your budget and become a true YNAB pro, then we’ve got a few tips and tricks to help you.

Rachel Wong

March 1, 2021

What’s a Fresh Start in YNAB (and How Do I Do One?)

Use the YNAB Fresh Start feature for a do-over. Add, delete or edit your accounts, categories and allocations—and if you don’t like it? Just go back!

Erin Lowell

March 1, 2021

Make Your Budget Sticky with Goals That Inspire

When you have money, you spend it. But, when you have money and goals, you set aside some of that cash to make your goals a reality.

Shannon Marie

September 20, 2018

How Tracking Accounts Work in YNAB

If you like to keep things simple, don’t worry about tracking accounts and just focus on your budget. If you’re way-deep into personal finance nerdery, then you might enjoy tracking accounts for the insight ...

Ben Barlowe

June 1, 2018

What Is the Ideal Age of Money?

Rule Four tells you to Age Your Money. The idea is that you have money before you need money. But, how old is old enough? Well, it depends …

Rachel Wong

September 11, 2019