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Tag

Credit Cards

3 Ideas to Avoid New Credit Card Balances for the Holidays

I’d guess “Christmas” is the second-most mentioned Rainy Day category in any discussion about the You Need A Budget (YNAB) philosophy of money management. I’m afraid many families start the new year with a serious holiday hangover in the form of fresh credit card balances.

Jesse Mecham

December 12, 2013

Should I Pay Off My Credit Cards or Max Out My 401k?

In the unending “pay off debt first or start investing” debate, I’ve learned about a small wrinkle: If your employer matches your 401k contributions, you earn an instant 100% bonus on every one of those dollars. In the worst of scenarios, your credit card company is charging you interest in the high 20s.

Jesse Mecham

November 6, 2013

An Experiment in Credit Card Churning

The experiment with credit card churning started because Julie and I realized that our travel budget is an important line item for us.

Jesse Mecham

May 1, 2015

A friend

sent you a free month of YNAB!

Credit Cards

3 Ideas to Avoid New Credit Card Balances for the Holidays

Should I Pay Off My Credit Cards or Max Out My 401k?

An Experiment in Credit Card Churning