Using YNAB

Separate Accounts, Shared Budget

Some partners prefer to budget together for shared expenses and separately for others. Here's one way to do that in YNAB!

Mark Butler

June 24, 2013

My Top 3 Personal Money Challenges

Changing the way you manage money can be tricky. Learn how to overcome the top 3 personal budgeting challenges that may be holding you back.

Mark Butler

November 3, 2022

One Year of Using YNAB for YNAB (the Business)

It’s been about a year since I moved YNAB to YNAB, and I wanted to report how it’s been going. In a word, awesome. Speed Monthly bookkeeping used to be the absolute bane of my existence (and I’m a trained accountant, so it’s not that the stuff is technically hard for me). I hated it.

Jesse Mecham

March 13, 2013

Why You Should Use Hashtags in Your Transaction Memos

Memo hashtags let me keep all the expenses in their proper category instead of lumping them all into a “vacation” category.

Mark Butler

September 13, 2013

Expense Tracking Isn’t Budgeting

Are you just expense tracking rather than actually budgeting? It's a lot more common than you might think. Here's how to fix it.

Jesse Mecham

January 17, 2022

Confessions of a YNAB Teacher

Having a financial buffer is peace of mind. My stress level decreased, and if something came up, I had time to adjust and adapt.

Erin Lowell

July 26, 2013

You Need A Money Management Tool for Your Business

YNAB helps the risk-avoider take calculated risks and helps the risk-taker be more calculating. Learn how to use YNAB for your small business.

Jesse Mecham

October 21, 2021

YNAB’s Business Category Setup in YNAB…Revealed.

"Revealed" is such a hokey marketing word. But I just returned from MicroConf in Vegas and hokey marketing is on the brain. In working with a lot of small business YNABers over the past little while, I was asked how I (Jesse) have set up YNAB's (the business) categories in YNAB (the software).

Jesse Mecham

April 18, 2014

How do I budget if I'm paid fortnightly?

The perceived conflict between a month-based budget layout and other-than-monthly pay schedules has confused many of us. Here's how to do it.

Jesse Mecham

March 11, 2014

Use YNAB to Track Accounts Receivable REALLY Easily

You can track anything in YNAB, really. If you’re a small business owner, freelancer, etc. you could certainly use YNAB to track your Accounts Receivable.

Jesse Mecham

January 15, 2014

What’s the Difference Between Budget vs. Bank Account?

YNAB let's you see your money from two different angles—in your bank accounts or in your budget. Same money, different organization.

Jesse Mecham

February 25, 2019

What is a Variable Expense?

Variable expenses, periodic fixed expenses, non-monthly expenses: no matter what you call them, they're usually an unpleasant surprise.

Rachel Wong

November 25, 2021