YNAB tree logoAustralian flag
It looks like you're located in Australia.
We have an Australian version of our website.

Please confirm your location and we’ll send you to the appropriate site!
I'm in Australia
No, I'm not in Australia
Tag
Tag

Saving

Saving

A Tale of Two Savings Strategies

Money management can be as simple or as complicated as we want it to be.  Choose simple. You won’t regret it.

Jesse Mecham
|
April 16, 2015

Do I Need An Emergency Fund?

You know you need an emergency fund, but you aren't quite sure if it's "nice to have" or "need to have." Spoiler alert: it's a need.

Jesse Mecham
|
November 30, 2021
YNAB Tree Logo
Copyright © 2025, YNAB. All Rights Reserved.
YNAB is an agent of Plaid Financial Ltd., an authorised payment institution regulated by the Financial Conduct Authority under the Payment Services Regulations 2017 (Firm Reference Number: 804718). Plaid provides you with regulated account information services through YNAB as its agent.
What Is YNAB?
Learn
Share YNAB
Pricing
Company
Programs
App
Legal
Company
AboutCareersPressYNAB: The Book
Programs
YNAB for the WorkplaceYNAB for College StudentsCertified CoachingYNAB For Good
App
StatusWhat's NewAPICancellationContact Support
Legal
TermsSecurityPrivacy PolicyCalifornia Privacy PolicyAccessibility
Your Privacy Choices