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Rachel Wong

Content Lead at YNAB

Rachel Wong is an Accredited Financial Counselor®, content manager, writer, and the creator of a content curriculum that teaches money skills to emerging adults. When she’s not waxing poetic about the joys of YNAB or helping people wrangle their finances, Rachel enjoys staying active, digging her hands into gardening and trying out new homemade ice cream flavors.

Featured Articles

85 Financial Questions to Ask Your Partner

Wondering what financial questions to ask your partner about money? We've got a list of 85 to ask whether you're dating, engaged, or married.

6 Myths That Could Be Holding You Back Financially

We had the best of intentions, but it always goes off the rails. What if the real problem was that we've bought into lies that keep us stuck?

Sunroom Ideas on a Budget: See How We Did It

Looking for sunroom ideas on a budget? See our setup to build our sunroom on a budget of $15,000 and bring more light into your life!

All articles by

Rachel

Spending Plan vs. Budget: What’s the Difference?

Not sure about the difference between a spending plan vs. a budget? Here's what you need to know in order to spend money without the guilt.

Student Loan Debt and Starting a Family: How to Afford Both

Feeling the weight of student loan debt and starting a family? Do your loans make it feel like the rest of your life is on hold?

9 Tiny Habits to Help You Stick to a Budget

Want your money to really work for you? You have to change the way you think about money to actually be able to stick to a budget.

How a Roth IRA Works

If the words “compound interest” don’t make you giddy yet, keep reading and you’ll see how a Roth IRA works and why it's quite magical.

401k Basics: The Questions You’re Afraid to Ask

Should you start investing for retirement? How do actually invest in a 401k plan? Here are 401k basics to get you started.

What’s the Difference Between a Roth IRA vs. a Traditional IRA?

Wondering what the difference is between a Roth IRA vs a Traditional IRA? It's complicated, but we can explain it one sentence.

What Are Tax Withholdings?

There’s a sneaky little trick we can learn from a boring thing like tax withholdings, and that’s how to painlessly save more money.

What is The Downside of Receiving a Tax Refund?

With the average refund clocking in at $3,536—tax time can be a huge financial boost. But is there a downside to receiving a tax refund?

Home Renovation Budget Template (+Free Printable)

We'll show you how to make a stress-proof budget for your home renovation project and stay on track with software or our free template!

15 Work-From-Home Hacks

Whether you're a seasoned pro or new to remote work, these working-from-home hacks can help maximize productivity while saving your sanity.

22 Ideas for Your Two’s Day Challenge

Kickstart goals with one small step. Check out these ideas (or come up with your own) for a chance to win $2,222 in YNAB's Two's Day Giveaway!

Sunroom Ideas on a Budget: See How We Did It

Looking for sunroom ideas on a budget? See our setup to build our sunroom on a budget of $15,000 and bring more light into your life!