Using YNAB

6 (More) Tips for High-Income Earners Using YNAB

When you’re a high-income earner, your financial life is likely more complex. Here's what I've learned about managing the complexity in YNAB.

Daniel A. Chen

May 28, 2021

I Use YNAB Instead of Quickbooks for Business

If you run a small business, YNAB may simplify your cashflow and provide you with more peace of mind for the future.

Erin Gobler

December 15, 2020

Sunroom Ideas on a Budget: See How We Did It

Looking for sunroom ideas on a budget? See our setup to build our sunroom on a budget of $15,000 and bring more light into your life!

Rachel Wong

February 2, 2022

How to Do Your Mortgage in YNAB

If you're wondering how to do your mortgage in YNAB, Erin lays out exactly how to set up a tracking account and categories to keep it tidy.

Erin Lowell

July 27, 2020

How to Save $30,000 in One Year: Our 3-Step Plan

Jacob and Connor saved $30,000 in one year for a down payment. Here's the three-step plan that turbocharged their saving.

Jacob Lewis

October 12, 2024

YNABing When You’re Barely Getting By

Learning how to budget when you're broke is a daunting prospect. Gain control over your spending regardless of how much money you have.

Erin Lowell

October 6, 2021

Take Stock of Your Year with YNAB Reports

If you’ve got an appetite for reflection and nostalgia, well—what about looking at your budget? Nothing could be a truer history of what you did last year.

Rachel Wong

December 23, 2019

Do I Need a Savings Account?

You may be wondering, "Do I need a savings account?" Well, we've got the answer and the budget-based reasoning to back up our theory.

Ben Barlowe

October 26, 2021

How to Manage a Credit Card (Any Credit Card!) in YNAB

A quick walk-through on how to use credit cards in YNAB, stay on budget and finally crush your debts. It's all possible, and here's how!

Emily Hudson

January 23, 2019

8 Tips to Master Your Budget in YNAB

If you’re looking to jazz things up in your budget and become a true YNAB pro, then we’ve got a few tips and tricks to help you.

Rachel Wong

March 1, 2021

What’s a Fresh Start in YNAB (and How Do I Do One?)

Use the YNAB Fresh Start feature for a do-over. Add, delete or edit your accounts, categories and allocations—and if you don’t like it? Just go back!

Erin Lowell

March 1, 2021

What Is the Ideal Age of Money?

Rule Four tells you to Age Your Money. The idea is that you have money before you need money. But, how old is old enough? Well, it depends …

Rachel Wong

September 11, 2019

Budgeting for Couples When You Don’t Share Accounts

Not ready to join accounts but still want to use manage money as a couple? Enjoy financial independence together with these budgeting tips for couples.

Ashley McCann

October 27, 2021

10 Ways to Get a Month Ahead on Bills

How can you get a month ahead on bills? Learn how to have a pile of money waiting for bills rather than the other way around.

Rachel Wong

January 4, 2023

How to Make Your Budget More Fun

Does a "fun budget" seem like an oxymoron? See how you can both bask in budgeting peace and, at the same time, go a little off the rails with your spending.

Ben Barlowe

January 9, 2018

How to Do Credit Cards in YNAB

Wondering how to do credit cards in YNAB? See how to set them straight in your budget and finally pay off that pesky balance.

Rachel Wong

November 11, 2021

YNAB Starting Over: 3 Ways to Restart Your Budget

Slip-ups happen, but they're totally fixable. We even built a software feature to help you start over. Skip the guilt and let's go!

Jesse Mecham

August 30, 2017

The Five-Minute YNAB Routine

Ever wondered how often to check YNAB? We've laid out a routine that's sure to be successful, and it starts with just five minutes.

Kat Hickey

January 6, 2023