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Gain total control of your money

The YNAB Method and app will give you financial clarity like never before.

“With YNAB, I spent a year in South Africa getting certified as a safari guide.”

Janna, a dedicated YNABer, didn't just tweak her daily routine; she rewrote her entire story from Amsterdam city slicker to South African safari guide. Her journey is an example of how intentional spending can be the compass that guides you to your true north.

“With YNAB, I got Maui’d.”

When YNABers Brian and Leann decided to celebrate their union with a dream wedding in Hawaii, they knew things were getting pretty serious—and it was going to take some serious saving to enjoy a stress-free start to their new future. So to honor their commitment to one another, they decided to re-commit to YNAB... and the end result was a debt-free $30,000 dream-come-true experience and a happily ever after that started with working together to achieve their goals.

“With YNAB, I had a fully-funded fairytale wedding.”

As a devoted YNAB user and hopeless romantic, Carsen started saving for his dream wedding before he had a partner. When he met Ulysses, he knew he had finally found his happily ever after. Together they funded an extravagant fairytale wedding complete with a castle, costumes, and a vow to always use YNAB (yes, really.)

Who says you shouldn’t talk about money?

Not us. In fact, we believe the way the world thinks about money is, well, kind of broken. Financial advice is often predatory or patronizing, and talking about money is considered taboo in some circles. But our money is our life—it’s a reflection of our priorities and values, our wants and our needs, our work and our play. It shouldn’t be a secret! With intentional spending, you’ll start to feel good about where your money goes... and where it takes you.

A tool for better money habits

Daniel struggled to manage his household finances for years. He was constantly stressed and anxious about money.

“I bought a Rolex, I bought a TV. A lot of that was through debt, even though I made six figures.”

It all changed when he discovered YNAB was a tool to change his behaviors.

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Optimize your income

In the past two years, our household savings rate as a percent of gross income has grown from 6% to 27%. We max out our 401(k)s and save even more on top.

A tool for better money habits

Daniel struggled to manage his household finances for years. He was constantly stressed and anxious about money.

“I bought a Rolex, I bought a TV. A lot of that was through debt, even though I made six figures.”

It all changed when he discovered YNAB was a tool to change his behaviors.

Large decorative opening quotation marks

Optimize your income

In the past two years, our household savings rate as a percent of gross income has grown from 6% to 27%. We max out our 401(k)s and save even more on top.

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Got five minutes? Use this quick-start template.

We’ve hand-picked the Money Clarity template so you can kickstart your YNAB experience. Try it free for a month, no credit card required.

Customize these virtual envelopes to match your situation, give every dollar a job (YNAB’s first rule!), and start to experience complete financial control over your money.

Got five minutes? Use this quick-start template.

We’ve hand-picked the Money Clarity template so you can kickstart your YNAB experience. Try it free for a month, no credit card required.

Customize these virtual envelopes to match your situation, give every dollar a job (YNAB’s first rule!), and start to experience complete financial control over your money.

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