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UVU students get YNAB for free

Everyone else pays $109 a year, but you’re special.

The deal for UVU students

Provide your .edu email address

As long as you’re enrolled at Utah Valley, you get YNAB for free.

Download YNAB and go

YNAB is available on web browser or your phone!

Never use Buy Now, Pay Later for a burrito bowl ever again

Start spending your money on what matters. Yes, extra guac counts.

The average U.S. college student graduates with
$39,075
in student debt.
*according to 2025 federal loan data from Education Data Initiative

But not you.

You seem anything but average, actually—and starting YNAB as a college student proves that.

After seeing YNAB on Facebook, Lucas signed up in his freshman year and gave each of the 363 dollars he had in his bank account a job that lined up with what mattered to him. One year post graduation and he’s paying his bills on time, living in an apartment that he loves, enjoying his independence, and confident that he can cover any financial surprises that come his way.

Read Lucas's Story

I pay bills with confidence…

…and rarely worry about anything money-related. I treat friends to dinner because I set aside money for it. I have two cats who are spoiled to bits. I max out my Roth IRA. For a 24-year-old, I can't imagine a better position than the one I'm in, and I credit YNAB for much of that.

92% of YNAB users feel less stress

So almost everyone started feeling better about life once they started using YNAB. That’s pretty amazing!

Extra credit

Master the Method

The magic isn’t in the math, it’s in the method.

Skim the Guide

This comprehensive guide will show you how to get started.

Watch the Video

It's the most important money video you'll ever watch. Seriously.

Click on TikTok

Because it’s fun and you’re probably headed there anyway.