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The Four Rules

First things first, we need to teach you a little bit about our Four Rules™. They're the secret sauce and where the magic happens.
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Security

Access The YNAB Team does not access or interact with customers' budget data as part of normal operations. There are cases where a customer requests that YNAB access their budget, or where required by law.
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Pricing

On average, new budgeters save $600 their first two months, and more than $6,000 their first year. Imagine how much you could save!
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Terms of Service

Acceptance of the Terms of Service Welcome to the website of You Need A Budget LLC (“Company”, “we” or “us”).
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YNAB Certified Coaching Program - Supplemental Terms and Conditions

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Coaching

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Privacy Policy

At YNAB, we respect your privacy and are committed to protecting it. Every company has a privacy policy, but when it comes right down to it, we want you to understand how we protect your privacy and to know what data we collect and how we use it. So let’s get to it.
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New YNAB Features

Wondering about the latest and greatest new features in your budget? Here’s a deeper dive into the shiny new updates we’ve released lately.
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Master Your Grocery Budget Giveaway Rules

Acceptance of the Terms of Service Welcome to the website of You Need A Budget LLC (“Company”, “we” or “us”).
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Next Steps

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Self-Help

Questions deserve answers, and you can find the answer to just about everything budget-related in our help articles. Seriously. It’s a treasure trove of budgeting knowledge.

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YNAB Support

Exhausted all other options? Just want to connect with a real, live, probably-mostly-human person? Our Support Team is happy to answer any of your budgeting questions.

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