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If your use of credit cards (and the resulting balances!) is stressing you out, we can teach you how to handle a credit card wisely in your budget and ultimately, eliminate that stress and uncertainty.

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You’ve got a solid understanding of the YNAB method and how credit cards work, but there are times when you have to use a credit card because there isn’t enough money in the budget to cover a given expense. In this workshop, we’ll show you how to handle that exact situation and how to create a debt pay down goal to get back on track.

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This family of four lives in Downsville, Utah. When her husband lost his accounting job, they turned to the credit card. When they hit a $15,000 balance, she discovered YNAB.

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YNAB is an award-winning app that will help you build wealth and gain total control of your money. YNAB's proven method can teach you how to stop living paycheck to paycheck, get out of debt, and save more money. Try it free for 34-days (no credit card required) and see how YNAB is so different (spoiler alert: because it works!).

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Self-Help

Questions deserve answers, and you can find the answer to just about everything budget-related in our help articles. Seriously. It’s a treasure trove of budgeting knowledge.

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YNAB Support

Exhausted all other options? Just want to connect with a real, live, probably-mostly-human person? Our Support Team is happy to answer any of your budgeting questions.

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