Gain total control of your money
The YNAB Method and app will give you financial clarity like never before.

A tool for better money habits
Daniel struggled to manage his household finances for years. He was constantly stressed and anxious about money.
“I bought a Rolex, I bought a TV. A lot of that was through debt, even though I made six figures.”
It all changed when he discovered YNAB was a tool to change his behaviors.
Optimize your income
In the past two years, our household savings rate as a percent of gross income has grown from 6% to 27%. We max out our 401(k)s and save even more on top.
A tool for better money habits
Daniel struggled to manage his household finances for years. He was constantly stressed and anxious about money.
“I bought a Rolex, I bought a TV. A lot of that was through debt, even though I made six figures.”
It all changed when he discovered YNAB was a tool to change his behaviors.
Optimize your income
In the past two years, our household savings rate as a percent of gross income has grown from 6% to 27%. We max out our 401(k)s and save even more on top.

On average, new YNABers save $600 their first two months, and more than $6,000 their first year.
Got five minutes? Use this quick-start template.
We’ve hand-picked the Money Clarity template so you can kickstart your YNAB experience. Try it free for a month, no credit card required.
Customize these virtual envelopes to match your situation, give every dollar a job (YNAB’s first rule!), and start to experience complete financial control over your money.
Got five minutes? Use this quick-start template.
We’ve hand-picked the Money Clarity template so you can kickstart your YNAB experience. Try it free for a month, no credit card required.
Customize these virtual envelopes to match your situation, give every dollar a job (YNAB’s first rule!), and start to experience complete financial control over your money.
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