Make your finances a feast

The YNAB Method and app help you dial in your spending while skipping the stress.

What if you could save more, stress less, and control the chaos?

Have you tried managing money before but it felt too restrictive? Put YNAB’s four rules into practice to experience a flexible plan for your finances.

Control your costs, build savings, and enjoy your life.

You can’t control the prices, but you can control your outflows by giving yourself a big-picture view of your expenses. By building your savings, you’ll have fewer financial “surprises,” and the flexibility to roll with the punches when your gas bill is more expensive.

All while spending on what matters to you—you can still take that vacation, always have enough for date night, and order the side of guac.

Here’s how it works

1. Make your spending plan

List out your current bills, expenses, and financial goals.

2. Prioritize your money

Divvy up your dollars to categories that work like virtual envelopes.

3. Follow your plan

Let your spending plan be your guide, change it as needed, and watch your cash balance grow.

On average, new YNABers save $600 their first two months, and more than $6,000 their first year.

Start Your Free Trial

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Got five minutes? Use this quick-start template.

We’ve hand-picked the Money Clarity template so you can kickstart your YNAB experience. Try it free for a month, no credit card required.

Customize these virtual envelopes to match your situation, give every dollar a job (YNAB’s first rule!), and start to experience complete financial control over your money.

Got five minutes? Use this quick-start template.

We’ve hand-picked the Money Clarity template so you can kickstart your YNAB experience. Try it free for a month, no credit card required.

Customize these virtual envelopes to match your situation, give every dollar a job (YNAB’s first rule!), and start to experience complete financial control over your money.

Get This Template