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Make your finances a feast
The YNAB Method and app help you dial in your spending while skipping the stress.
What if you could save more, stress less, and control the chaos?
Have you tried managing money before but it felt too restrictive? Put YNAB’s four rules into practice to experience a flexible plan for your finances.
“With YNAB, I spent a year in South Africa getting certified as a safari guide.”
Janna, a dedicated YNABer, didn't just tweak her daily routine; she rewrote her entire story from Amsterdam city slicker to South African safari guide. Her journey is an example of how intentional spending can be the compass that guides you to your true north.
“With YNAB, I got Maui’d.”
When YNABers Brian and Leann decided to celebrate their union with a dream wedding in Hawaii, they knew things were getting pretty serious—and it was going to take some serious saving to enjoy a stress-free start to their new future. So to honor their commitment to one another, they decided to re-commit to YNAB... and the end result was a debt-free $30,000 dream-come-true experience and a happily ever after that started with working together to achieve their goals.
“With YNAB, I had a fully-funded fairytale wedding.”
As a devoted YNAB user and hopeless romantic, Carsen started saving for his dream wedding before he had a partner. When he met Ulysses, he knew he had finally found his happily ever after. Together they funded an extravagant fairytale wedding complete with a castle, costumes, and a vow to always use YNAB (yes, really.)
Who says you shouldn’t talk about money?
Not us. In fact, we believe the way the world thinks about money is, well, kind of broken. Financial advice is often predatory or patronizing, and talking about money is considered taboo in some circles. But our money is our life—it’s a reflection of our priorities and values, our wants and our needs, our work and our play. It shouldn’t be a secret! With intentional spending, you’ll start to feel good about where your money goes... and where it takes you.
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Control your costs, build savings, and enjoy your life.
You can’t control the prices, but you can control your outflows by giving yourself a big-picture view of your expenses. By building your savings, you’ll have fewer financial “surprises,” and the flexibility to roll with the punches when your gas bill is more expensive.
All while spending on what matters to you—you can still take that vacation, always have enough for date night, and order the side of guac.
Here’s how it works
1. Make your spending plan
List out your current bills, expenses, and financial goals.
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2. Prioritize your money
Divvy up your dollars to categories that work like virtual envelopes.
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3. Follow your plan
Let your spending plan be your guide, change it as needed, and watch your cash balance grow.
On average, new YNABers save $600 their first two months, and more than $6,000 their first year.
Got five minutes? Use this quick-start template.
We’ve hand-picked the Money Clarity template so you can kickstart your YNAB experience. Try it free for a month, no credit card required.
Customize these virtual envelopes to match your situation, give every dollar a job (YNAB’s first rule!), and start to experience complete financial control over your money.
Got five minutes? Use this quick-start template.
We’ve hand-picked the Money Clarity template so you can kickstart your YNAB experience. Try it free for a month, no credit card required.
Customize these virtual envelopes to match your situation, give every dollar a job (YNAB’s first rule!), and start to experience complete financial control over your money.
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Try the Clarity Money Template
It’s time to break up with your spreadsheet and finally gain total control of your money.
