Connect to Your Bank
Securely link your accounts and import transactions automatically.
Real-Time Sync
Access YNAB on your computer, phone, or tablet and your budget updates automatically and in real time across devices.
Goal Tracking
Prioritize spending and savings goals with our powerful target-setting features, and track your progress at a glance.
Loan Calculator
Find more money for your debt with YNAB’s loan planner tool. We’ll calculate the interest and time saved for every extra dollar you put toward debt.
Spending & Net Worth Reports
Eye candy (read: graphs and charts) make it fun to obsess over your progress. See your average grocery spend (down to the cent) and your growing wealth in full technicolor glory.
We're on a Mission to Build a Better Budget
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Smart Categorization
Your budget learns over time to make categorization a breeze.
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Ad-Free and Uncluttered
No popups, no third-party products in the app—just budgeting zen.
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Bank-Grade Security
Data encryption, 2FA, and data centers that are accredited multiple times over.
Other Features
That’s not all. We’re constantly pumping out new features to make your budget even better.
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Easy Setup Mode
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Split Transactions
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Multiple Budgets
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Widgets
Access the Full Power of a YNAB Budget
