Worried about money? A spreadsheet won’t fix that. YNAB will.

YNAB teaches you to get good with money, so you’ll never worry about money again.

Do money differently with YNAB

Personalized categories
Adjustable targets
Goal tracking
Bank-grade security with data encryption
Sharable subscriptions
Loan calculator
Spending and net worth reports

Show your money who’s boss

Our goal is to help you achieve yours! Whatever your financial end-game is, we're here to help.

Get out of debt
Save for a home
Illustrated calendar
Stop living paycheck to paycheck
Make the most of your dollars
Feel more confident about money
Green illustrated clipboard with a pencil and checklist
Organize your finances

Smarter tools for a stress-free wallet

We’re on a mission to build a better blueprint for spending and saving. YNAB’s features help you achieve a better outcome for your income.

The old way

Clunky, confusing spreadsheet

The YNAB way

Change your money mindset for good

Become our next success story

We tried Quicken. We tried spreadsheets.

Nothing really gave us financial peace and a feeling of control of our money. I started my trial in August of 2016. Within months, we knew where our money was going, and we knew where we wanted it to go, and we had the tools to make it happen!

After three months of YNAB, I got my spending under control and started saving intently.

I can’t tell you how much better life is now that we have YNAB clarifying our priorities.

I went from living paycheck to paycheck, to having $42K saved in one year.

YNAB has removed the stress of money from my life and in doing so has helped make me a better husband. It's like I got to remove a personal flaw I had never been able to fix.

An ad for YNAB showed up on my Facebook feed. As an econ student, I was intrigued.

As a former notebook-budgeter, I was instantly enthralled. YNAB was just like my old system from high school, but it would actually work for my newly complex financial life!

34 days to less money stress

Over a month to test the method and see the impact when the money rolls over? Yes please! It's like free lunch in the office, but way better than cold cuts.

Financial control so good, you feel like you’re cheating the system

Peace of mind for only 30 cents a day.

Annual Plan
$9.08 USD*/month
$70 Savings!
$109 USD* paid annually
That's 30 cents a day!
Monthly Plan
$14.99 USD*/month
*USD; plus tax where applicable