Worried about money? A spreadsheet won’t fix that. YNAB will.

YNAB teaches you to get good with money, so you’ll never worry about money again.

YNAB mobile app showing August 2025 spending breakdown with total $3,368.65 and categories including mortgage $1,500 and groceries $572.17.

Do money differently with YNAB

Personalized categories
Adjustable targets
Goal tracking
Bank-grade security with data encryption
Sharable subscriptions
Loan calculator
Spending and net worth reports

Show your money who’s boss

Our goal is to help you achieve yours! Whatever your financial end-game is, we're here to help.

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Get out of debt

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Save for a home

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Stop living paycheck to paycheck

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Make the most of your dollars

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Feel more confident about money

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Organize your finances

Smarter tools for a
stress-free wallet

We’re on a mission to build a better blueprint for spending and saving. YNAB’s features help you achieve a better outcome for your income.

Illustration of a blue laptop displaying a spreadsheet with a bar chart on the screen.
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The old way

Clunky, confusing spreadsheet
YNAB Mobile app screen showing a budget plan with $4,000 cost, $6,000 monthly income, listings for irregular expenses and savings including next iPhone, auto maintenance, Hawaii vacation, and emergency savings.
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The YNAB way

Change your money mindset for good

Become our next success story

We tried Quicken. We tried spreadsheets.

Nothing really gave us financial peace and a feeling of control of our money. I started my trial in August of 2016. Within months, we knew where our money was going, and we knew where we wanted it to go, and we had the tools to make it happen!

Mira
Older woman with short gray hair, wearing glasses and an oval earring, smiling softly.

After three months of YNAB, I got my spending under control and started saving intently.

I can’t tell you how much better life is now that we have YNAB clarifying our priorities.

Jonathan
Smiling man and woman wearing glasses, with the woman in a red hat, standing outdoors near a body of water.

I went from living paycheck to paycheck, to having $42K saved in one year.

YNAB has removed the stress of money from my life and in doing so has helped make me a better husband. It's like I got to remove a personal flaw I had never been able to fix.

Kyle
Smiling man holding a baby in orange clothes and woman standing beside him indoors.

An ad for YNAB showed up on my Facebook feed. As an econ student, I was intrigued.

As a former notebook-budgeter, I was instantly enthralled. YNAB was just like my old system from high school, but it would actually work for my newly complex financial life!

Lucas
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34 days to less money stress

Over a month to test the method and see the impact when the money rolls over? Yes please! It's like free lunch in the office, but way better than cold cuts.

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Financial control so good, you feel like you’re cheating the system

Peace of mind for only 30 cents a day.

Annual Plan
$9.08 USD*/month
$70 Savings!
$109 USD* paid annually
That's 30 cents a day!
Monthly Plan
$14.99 USD*/month
*USD; plus tax where applicable
No credit card required!
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