The average YNABer saves $600 in their first month and $6,000 their first year

YNAB helps you get really good with money so you can stop worrying about it.

YNAB mobile app screen showing an Edit Plan with cost $4,000, July's Targets bar at 4,000, monthly income $6,000, irregular expenses for celebrations, next iPhone $133.16 monthly, auto maintenance $33.33 monthly, savings for Hawaii vacation $555.55 and emergency savings option.

Don’t just take our word for it…

The YNAB Method actually works and the numbers prove it.

92%

report feeling less money stress since using YNAB*

70%

of YNABers could live for 3 months or more on savings*

91%

say YNAB has changed the way they think about money*

99%

of YNAB users pay their bills on time*

*based on survey responses

As seen in:

Forbes logo
The New York Times logo
WIRED logo
Wall Street Journal logo
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Ready to start living like a YNABer?

The YNAB method of giving every dollar a job creates a powerful alignment between how you spend your money and the life you want to live.

We’ll help you think differently, spend intentionally, and finally breathe easy about money.

We call it a magic method for money mindfulness. (Go ahead, say that three times fast!)

Smarter tools for a stress-free wallet

We’re on a mission to build a better blueprint for spending and saving. YNAB’s features help you achieve a better outcome for your income.

YNAB mobile app screen showing Hawaii Vacation savings with a balance of $4,440 available and a target met message for $5,000 by September 25, 2025.

Goal tracking

A gif showing YNAB's loan payoff simulator calculating the payoff date

Loan calculator

YNAB mobile app screen showing net worth summary with $9,500 current value, assets and debts chart over months, and explanation about understanding net worth.

Spending and net worth reports

The bank institution selection screen in the YNAB app

Bank-grade security

Do money differently

Sure, our stats speak volumes, but we’ve also got some delightfully weird proof that the YNAB Method works.

  • Subreddit with roughly as many members as the entire population of Salt Lake City
  • 14 users with personalized YNAB license plates
  • 1 wedding vow mention (we cried too)
  • Over 53,000 reviews on the App Store
  • 20+ years teaching people to spend, save, and live joyfully

Become our next success story

I went from living paycheck to paycheck, to having $42K saved in one year.

A year of YNAB costs less than a massage and is a heck of a lot better for reducing stress.

YNAB is the best purchase I make every year!!!! There simply isn’t anything else out there that compares to the level of dedication, service, education, community and authenticity that you all represent.

I now live a life of empowered spending and am headed for an early retirement, knowing I’ll never have to compromise my values for a paycheck.

Save $600 in 30 days, $6,000 in one year

Peace of mind for only 30 cents a day.

Annual Plan
$9.08 USD*/month
$70 Savings!
$109 USD* paid annually
That's 30 cents a day!
Monthly Plan
$14.99 USD*/month
*USD; plus tax where applicable
No credit card required!